Product Specialist - Consumer Lending

Synechron; New York (NY); On-site; USD 160,000 - 180,000; Full time

Benefits offered by this job

Paid leave

Parental leave

Medical insurance

Retirement plan

Education policy

Training courses

Udemy access

Coaching

Job summary

Synechron seeks a Product Pricing Lead with deep Commercial Lending domain expertise to define pricing strategy, document decision logic, and drive MVP capabilities across business, treasury, finance, and technology teams.

You will guide pricing rule discovery, backlogs, and stakeholder alignment, leveraging your experience with pricing platforms and governance to deliver measurable business value.

Qualifications

• Proven experience in Product Management, Pricing Strategy, or Business Analysis within Banking/Financial Services.
• Strong domain expertise in Commercial Lending pricing, profitability, and FTP.
• Experience with pricing engines and governance; ability to translate requirements into epics and user stories.
• Excellent communication and stakeholder management with senior leadership.

Responsibilities

• Define MVP scope, roadmap, and feature prioritization for pricing engine initiatives.
• Lead pricing transformation projects and ensure alignment with business stakeholders.
• Document current-state pricing rules, decision models, and pricing logic.
• Translate requirements into user stories, acceptance criteria, and pricing rules.
• Lead UAT, testing, and stakeholder sign-offs for pricing initiatives.

Education

MBA

Tools

SQL

Power BI

Tableau

Job description

At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20+ years, our company has been honored with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 17,000+, and has 58 offices in 22 countries within key global markets.

Product / Pricing Lead with Commercial Lending domain expertise to lead the discovery, design, and implementation of a strategic Product Pricing Engine. The role will act as the bridge between business stakeholders, lending operations, treasury, finance, and technology teams to define pricing strategy, document decision logic, prioritize MVP capabilities, and drive business acceptance.

Additional Information*

The base salary for this position will vary based on geography and other factors. In accordance with law, the base salary for this role if filled within Charlotte, NC/Pennington, NJ is $160K - $180K/year & benefits (see below).

The Role

Responsibilities:

• Define MVP scope, roadmap, and feature prioritization.
• Drive pricing outcomes, backlog management, and stakeholder alignment.
• Discover and document current-state pricing rules, logic, and decision models.
• Provide SME expertise in Commercial Lending products, relationship pricing, profitability, FTP, and risk-based pricing.
• Translate business requirements into user stories, acceptance criteria, and pricing rules.
• Lead UAT, business validation, and stakeholder sign-offs.

Requirements:

• Experience with Precision Lender (Q2 Precision), nCino, Nomis, Zafin, or similar pricing platforms.
• Experience in Product Management, Pricing Strategy, Business Analysis, or Commercial Lending within Banking and Financial Services.
• Strong domain expertise in Commercial Lending products, loan structuring, relationship pricing, profitability management, Funds Transfer Pricing (FTP), and risk-based pricing.
• Proven experience leading pricing transformation, pricing engine implementation, or lending platform modernization initiatives.
• Demonstrated ability to define product vision, MVP scope, roadmap, feature prioritization, and business value realization.
• Strong understanding of pricing methodologies, pricing governance, decision models, pricing rules, and commercial banking product lifecycle management.
• Experience gathering, analyzing, and documenting business requirements, pricing logic, and decision-making frameworks.
• Expertise in translating business requirements into epics, user stories, acceptance criteria, business rules, and functional requirements.
• Proven experience managing and prioritizing product backlogs in Agile/Scrum environments.
• Ability to collaborate effectively with Commercial Lending stakeholders, Treasury, Finance, Risk, Operations, Product Management, and Technology teams.
• Strong knowledge of loan profitability, return-on-capital metrics, customer relationship pricing, and portfolio pricing strategies.
• Experience facilitating stakeholder workshops, requirement discovery sessions, and executive-level decision-making discussions.
• Hands-on experience leading User Acceptance Testing (UAT), business validation, product demonstrations, and stakeholder sign-off processes.
• Strong analytical, strategic thinking, problem-solving, and decision-making capabilities.
• Excellent communication, presentation, and stakeholder management skills with the ability to influence cross-functional teams and senior leadership.
• Understanding of regulatory, compliance, and governance requirements within Commercial Banking and Lending environments.
• Experience working with pricing engines, loan origination systems, CRM platforms, or commercial banking technology solutions is highly preferred.

Preferred, but not required:

• MBA or master’s degree in finance, Business Administration, Banking, or a related discipline.
• Experience leading enterprise-wide pricing strategy and commercial lending transformation programs.
• Knowledge of profitability analytics, customer segmentation, and revenue optimization frameworks.
• Prior experience working with Treasury, Credit Risk, and Finance organizations to establish pricing policies and governance.
• Certifications such as Certified Scrum Product Owner (CSPO), SAFe Product Owner/Product Manager (POPM), CBAP, or PMP are a plus.
• Experience with data analytics and reporting tools such as SQL, Power BI, Tableau, or similar platforms.

We offer:

• A highly competitive compensation and benefits package.
• A multinational organization with 58 offices in 22 countries and the possibility to work abroad.
• 10 days of paid annual leave (plus sick leave and national holidays).
• Maternity & paternity leave plans.
• A comprehensive insurance plan including medical, dental, vision, life insurance, and long-/short-term disability (plans vary by region).
• Retirement savings plans.
• A higher education certification policy.
• Commuter benefits (varies by region).
• Extensive training opportunities, focused on skills, substantive knowledge, and personal development.
• On-demand Udemy for Business for all Synechron employees with free access to more than 5000 curated courses.
• Coaching opportunities with experienced colleagues from our Financial Innovation Labs (FinLabs) and Center of Excellences (CoE) groups.
• Cutting edge projects at the world’s leading tier-one banks, financial institutions and insurance firms.
• A flat and approachable organization.
• A truly diverse, fun-loving, and global work culture.

S YNECHRON’S DIVERSITY & INCLUSION STATEMENT

Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more.

All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.