Product Owner

Tata Consultancy Services; Charlotte (NC); On-site; USD 100,000 - 120,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Medical Coverage

Leaves (Family Support)

Insurance Options

Commuter Benefits

Certification & Training Reimbursement

Vacation & Holidays

Legal & Financial Assistance

401K Plan

Performance Bonus

Job summary

Tata Consultancy Services, a global IT services leader, seeks an experienced Product Owner with a strong payments domain background in Charlotte, NC. The role focuses on defining product vision, strategy, and roadmap, and coordinating across architecture, engineering, and operations to deliver complex payments programs.

The candidate should have 10+ years of professional experience and 5+ years as a Product Owner, with hands-on knowledge of microservices, containerized deployments, and

Qualifications

• 10+ years professional experience and 5+ years as a Product Owner.
• Define and communicate product vision, strategy, and roadmap.
• Strong domain knowledge in payments lifecycle and systems (channels, middleware, reporting, accounting, clearing).
• Knowledge of microservices, containerized deployment, API integrations, and event messaging (MQ, Kafka).
• Bilingual in Spanish strongly preferred.
• Experience with payments rails such as FedWire, CHIPS, SEPA, Wires, ACH, RTGS, SWIFT, ISO.

Responsibilities

• Refine requirements and deliver end-to-end solutions for critical payments programs.
• Drive requirements with business, operations and tech stakeholders; produce high-level & functional specs.
• Collaborate with Enterprise Architecture and Engineering to deliver E2E solutions.
• Translate regulatory and business requirements into scalable platform designs.
• Enforce non-functional requirements like resiliency, performance, security, and observability.
• Lead architecture reviews and governance to ensure enterprise alignment.

Skills

Product Owner experience

Payments domain knowledge

Distributed architecture patterns

Microservices

Containerized deployments

API driven integrations

Event-based messaging (MQ/Kafka)

Spanish bilingual

Architecture reviews

JIRA

Confluence

Verbal & written communication

AI models/tools (Copilot/Claude)

Payments rails (FedWire, CHIPS, SWIFT,

Education

Bachelor's degree in Computer Science

Tools

Visio

Kafka

MQ

Jira

Confluence

Job description

Job Description

• 10+ years of professional experience and Minimum 5+ years of experience as a Product Owner.
• Define and communicate the product vision, strategy, and roadmap.
• Strong domain knowledge in core payments products lifecycle and systems (including channels, middleware, payment engine, sanctions, reporting, accounting, clearing, etc)
• Strong knowledge of distributed architecture patterns, including microservices based design, containerized deployment models, API driven integrations, and event based messaging using platforms such as MQ and Kafka
• Bilingual with Spanish strongly preferred
• Expertise in evaluating technology tradeoffs, conducting architecture reviews, and guiding enterprise design decisions
• Experience using tools such as Visio, JIRA, Confluence
• Strong verbal and written communication skills; ability to work collaboratively with multiple teams
• Experiences working with payments rails/products, such as FedWire, Chips, TCH, SEPA, Wires, ACH, Real Time Payments, SWIFT, ISO etc.
• Hands-on experience with AI models and tools, such as Copilot, Claude, etc a plus
• 5+ years overall experience required, Flexible, self-starter, fast-learner – willing and able to quickly learn new products, technologies and skills.
• The candidate will be responsible for performing requirements refinement and end to end solutioning on critical payments programs
• Drive requirements refinement process with business, operations and tech stakeholders; gather, analyze and document business and system requirements; create HLD and functional requirements using Agile SAF hierarchies (deliverable, epic, story)
• Work closely with stakeholders including Enterprise Architecture and Engineering teams to provide E2E technical solutions which successfully deliver business functionalities
• Translate regulatory and business requirements into scalable, resilient platform designs, decompose complex initiatives into deliverable increments, and ensure alignment across core processing layers
• Establish and enforce non-functional requirements including resiliency, scalability, SLA, availability, security, observability, and operational readiness
• Identify architectural impediments, develop remediation plans, and drive resolution across business and technology stakeholders; evaluate and present multiple tech solutions for stakeholder decisioning
• Conduct architecture reviews and provide governance to ensure solutions comply with enterprise standards, technology strategies, and risk controls
• Partners with Product Managers, Project Managers, and Engineering teams to prioritize technology-focused backlog items and ensure timely delivery of business outcomes.

Must Have Technical/Functional Skills

• 10+ years of professional experience and Minimum 5+ years of experience as a Product Owner.
• Define and communicate the product vision, strategy, and roadmap.
• Strong domain knowledge in core payments products lifecycle and systems (including channels, middleware, payment engine, sanctions, reporting, accounting, clearing, etc)
• Strong knowledge of distributed architecture patterns, including microservices based design, containerized deployment models, API driven integrations, and event based messaging using platforms such as MQ and Kafka
• Bilingual with Spanish strongly preferred
• Expertise in evaluating technology tradeoffs, conducting architecture reviews, and guiding enterprise design decisions
• Experience using tools such as Visio, JIRA, Confluence
• Strong verbal and written communication skills; ability to work collaboratively with multiple teams
• Experiences working with payments rails/products, such as FedWire, Chips, TCH, SEPA, Wires, ACH, Real Time Payments, SWIFT, ISO etc.
• Hands-on experience with AI models and tools, such as Copilot, Claude, etc a plus
• 5+ years overall experience required, Flexible, self-starter, fast-learner – willing and able to quickly learn new products, technologies and skills.

Roles & Responsibilities

• The candidate will be responsible for performing requirements refinement and end to end solutioning on critical payments programs
• Drive requirements refinement process with business, operations and tech stakeholders; gather, analyze and document business and system requirements; create HLD and functional requirements using Agile SAF hierarchies (deliverable, epic, story)
• Work closely with stakeholders including Enterprise Architecture and Engineering teams to provide E2E technical solutions which successfully deliver business functionalities
• Translate regulatory and business requirements into scalable, resilient platform designs, decompose complex initiatives into deliverable increments, and ensure alignment across core processing layers
• Establish and enforce non-functional requirements including resiliency, scalability, SLA, availability, security, observability, and operational readiness
• Identify architectural impediments, develop remediation plans, and drive resolution across business and technology stakeholders; evaluate and present multiple tech solutions for stakeholder decisioning
• Conduct architecture reviews and provide governance to ensure solutions comply with enterprise standards, technology strategies, and risk controls
• Partners with Product Managers, Project Managers, and Engineering teams to prioritize technology-focused backlog items and ensure timely delivery of business outcomes.

TCS Employee Benefits Summary

• Discretionary Annual Incentive.
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 40 1K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $100,000 - $120,000 a year

Qualifications

BACHELOR OF COMPUTER SCIENCE