Business Analyst/ Product Owner

Tata Consultancy Services; Pennington (NJ); On-site; USD 110,000 - 125,000; Full time

Benefits offered by this job

Discretionary annual incentive

Comprehensive medical coverage

Parental leave

Insurance options

Certification & training reimbursement

Paid time off

Job summary

Tata Consultancy Services Limited is seeking a senior Business Analyst with extensive Product Owner experience to define product vision, strategy, and roadmap for payments programs. You will work with enterprise architecture and engineering teams to deliver scalable, compliant solutions across core processing layers.

Ideal candidates have deep payments rails knowledge, strong communication skills, and the ability to rapidly learn new products and technologies in a global delivery environment.

Qualifications

• 5+ years as Product Owner with end-to-end ownership.

Responsibilities

• The candidate will refine requirements and deliver end-to-end solutions for critical payments programs.

Skills

Product Owner experience

Payments domain knowledge

Strong communication

Spanish language preference

Architecture guidance

Agile / SAF familiarity

Education

Bachelor's in Computer Science

Tools

Visio

JIRA

Confluence

Job description

Job Description

Must Have Technical/Functional Skills

• 10+ years of professional experience and Minimum 5+ years of experience as a Product Owner.
• Define and communicate the product vision, strategy, and roadmap.
• Strong domain knowledge in core payments products lifecycle and systems (including channels, middleware, payment engine, sanctions, reporting, accounting, clearing, etc)
• Strong knowledge of distributed architecture patterns, including microservices based design, containerized deployment models, API driven integrations, and event based messaging using platforms such as MQ and Kafka
• Bilingual with Spanish strongly preferred
• Expertise in evaluating technology tradeoffs, conducting architecture reviews, and guiding enterprise design decisions
• Experience using tools such as Visio, JIRA, Confluence
• Strong verbal and written communication skills; ability to work collaboratively with multiple teams
• Experiences working with payments rails/products, such as FedWire, Chips, TCH, SEPA, Wires, ACH, Real Time Payments, SWIFT, ISO etc.
• Hands-on experience with AI models and tools, such as Copilot, Claude, etc a plus
• 5+ years overall experience required, Flexible, self-starter, fast-learner - willing and able to quickly learn new products, technologies and skills.

Roles & Responsibilities

• The candidate will be responsible for performing requirements refinement and end to end solutioning on critical payments programs
• Drive requirements refinement process with business, operations and tech stakeholders; gather, analyze and document business and system requirements; create HLD and functional requirements using Agile SAF hierarchies (deliverable, epic, story)
• Work closely with stakeholders including Enterprise Architecture and Engineering teams to provide E2E technical solutions which successfully deliver business functionalities
• Translate regulatory and business requirements into scalable, resilient platform designs, decompose complex initiatives into deliverable increments, and ensure alignment across core processing layers
• Establish and enforce non-functional requirements including resiliency, scalability, SLA, availability, security, observability, and operational readiness
• Identify architectural impediments, develop remediation plans, and drive resolution across business and technology stakeholders; evaluate and present multiple tech solutions for stakeholder decisioning
• Conduct architecture reviews and provide governance to ensure solutions comply with enterprise standards, technology strategies, and risk controls
• Partners with Product Managers, Project Managers, and Engineering teams to prioritize technology-focused backlog items and ensure timely delivery of business outcomes.

TCS Employee Benefits Summary

• Discretionary Annual Incentive.
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 40 1K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $110,000 - $125,000 a year

Location

Pennington, NJ

Function

TECHNOLOGY

Role

Business Analyst

ID

435909

Skills

Agile | Business Analysis

Salary Range

$110,000 - $125,000

Desired Candidate Profile

Qualifications

BACHELOR OF COMPUTER SCIENCE