Private Money Loan Officer

American Heritage Lending, LLC; United States; On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical

Vision

Matching 401(k)

Paid Time Off

Paid Holidays

Job summary

A leading financial services company is seeking a Loan Officer/Associate Territory Manager to drive sales and build relationships in the residential real estate sector. This mid-senior level role demands a proven track record in achieving substantial origination volumes, alongside strong interpersonal and analytical skills. The ideal candidate is proactive, capable of managing a dynamic pipeline, and proficient in financial structuring, contributing to a team devoted to exceptional customer experiences.

Qualifications

• Current experience in private money lending.
• Proven record of achieving over $1 million in monthly origination volume.
• Ability to analyze and organize financial information.

Responsibilities

• Drive sales by building relationships with property investors.
• Pre-qualify loan requests and determine loan structure.
• Facilitate the borrower approval process.
• Manage and prioritize a dynamic pipeline of clients.
• Develop a comprehensive client database in the CRM system.
• Foster partnerships with processing and underwriting teams.
• Attend industry events to identify and convert leads.

Skills

Sales and Relationship Building

Excellent interpersonal skills

Financial analysis and structuring

Proficiency in Microsoft Office Suite

Education

High School Diploma or equivalent

Bachelor’s Degree (preferred)

Tools

Encompass (LOS system)

Job description

American Heritage Lending, LLC Is seeking a rockstar Loan Officer/Associate Territory Manager.

Established in 2008, the company was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success - creating a caring experience for the families we service across the nation.

Why American Heritage Lending

American Heritage Lending is in search of highly motivated and customer-centric individuals to join our team as Loan Originators/Associate Territory Managers. We are looking for sales professionals who are dedicated to enhancing the customer experience and adept at sourcing and fostering strategic relationships. Successful candidates will demonstrate a proven track record of achieving $1 million or more in monthly origination volume within the fix/flip, ground-up construction, single-family rental, and/or short-term bridge financing sectors.

Essential Duties & Responsibilities include

As a vital member of the AHL team, your role as a Loan Officer/ Associate Territory Manager encompasses a range of responsibilities aimed at identifying and capitalizing on new lending opportunities within the investor residential real estate sector.

• Sales Focus and Relationship Building: Drive sales by establishing and strengthening relationships with property investors, brokers, and real estate agents. Utilize various channels, including company leads, referrals, and participation in industry events.
• Pre-qualify loan requests, determine proper loan structure, create quotes and term sheets for potential clients.
• Loan Processing Facilitation: Facilitate the borrower approval process by collecting and providing necessary information required for submission to the loan processing department.
• Effectively manage and prioritize a dynamic pipeline of potential clients and loan applications, ensuring timely follow-ups and updates to meet established targets.
• Develop and maintain a comprehensive client database within the CRM system, ensuring effective utilization of contact management tools and customer relationship management practices.
• Foster strong partnerships with leaders in Processing, Underwriting, Valuations and other departments, prioritizing the loan pipeline and collaborating to overcome any interdepartmental roadblocks.
• Industry Events and Networking: Attend industry events and conferences, employing strategic pre-planning, onsite meetings, and post-event outreach to identify and convert leads.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities)

• A High School diploma or equivalent is required. Bachelor’s preferred.
• Current experience working for private money lending.
• Proven track record of achieving $1 million or more in monthly origination volume in fix/flip, ground-up construction, single-family rental, and/or short-term bridge financing.
• Excellent interpersonal, communication and presentation skills.
• Ability to analyze and organize financial information and perform financial calculations.
• Ability to structure the loans according to the customer’s needs and the bank’s underwriting guidelines.
• Proficient with Microsoft Office Suite. LOS system is Encompass.

What we Offer

• Medical
• Vision
• Matching 401(k)
• Paid Time Off
• Paid Holidays

Why American Heritage Lending

• We are a high-growth Company that doubled our staff in 2022
• Competitive Salary + Commission
• Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
• We are not impacted by the volatility of the interest rate

This Company describes its culture as: Family-Accountability-Integrity-Teamwork-Have fun along the way

Start your career today with American Heritage Lending!

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Business Development, Sales, and Finance

Industries

Real Estate, Financial Services, and Banking