Loan Officer II

American Heritage Lending, LLC; Irvine (CA); On-site; USD 42,000 - 300,000; Full time

Benefits offered by this job

Competitive Base + Commission

Full Benefits + 401k with employer mat

Work life balance amazing company 文化

Job summary

American Heritage Lending, LLC is seeking a Loan Officer II in Irvine to drive mortgage applications and build strong borrower relationships. You will analyze financials, structure loans, and quote rates, aiming for top origination volumes while meeting licensing requirements.

We offer competitive base plus commission, full benefits, and a 401k with employer match in a supportive, high-growth environment with an emphasis on customer service and integrity.

Qualifications

• 3-5 years of current loan origination experience.
• NMLS license currently, with ability to obtain additional licensing.
• Bachelor’s degree preferred.
• Excellent communication and customer service skills.
• Proficient with Microsoft Office.

Responsibilities

• Generate new mortgage applications through established lead channels.
• Build rapport and leverage customer relationships with existing and potential borrowers.
• Analyze customers’ financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
• Structure loans and quote rates to borrowers.

Skills

Loan origination

Sales experience

Customer service

Microsoft Office

Education

High School diploma

Tools

Encompass LOS

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Loan Officer II

SALES RETAIL Full Time Professional Corporate Office, Irvine, CA, US

4 days ago Requisition ID: 1022

Salary Range: $42,000.00 To $300,000.00 Annually

Why American Heritage Lending:

American Heritage Lending is in search of highly motivated and customer-centric individuals to join our team as Loan Originators. We are looking for sales professionals who are dedicated to enhancing the customer experience and adept at sourcing and fostering strategic relationships. Successful candidates will demonstrate a proven track record of achieving $1-3 million or more in monthly origination volume.

Essential Duties & Responsibilities include:

• Generate new mortgage applications through established lead channels.
• Builds rapport and leverages customer relationships with existing and potential borrowers.
• Analyze customers’ financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
• Structure loans and quote rates to borrowers.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities):

• A High School diploma or equivalent is required. Bachelor’s preferred.
• 3-5 years of current loan origination experience.
• Excellent communication and customer service skills.
• Current NMLS and the ability to obtain additional company paid licensing.
• Strong desire to succeed in a sales environment and be a top producer.
• Self-motivated, self-starting professional.
• Proficient with Microsoft Office Suite. LOS system is Encompass.

What We Offer:

• Competitive Base + Commission
• Full Benefits + 401k with employer match
• Work life balance amazing company culture.

Essential Mental & Physical Requirements:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

• Frequently required to sit, stand, kneel, stoop, or squat
• Use hands or fingers to handle or feel objects, tools, or controls
• Reach with hands and arms
• Talk or hear
• Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
• Occasionally lift and/or move up to 25 pounds
• Ability to analyze situations logically to identify causes and draw solid conclusions
• Ability to anticipate the consequences of a situation
• Ability to modify one’s own behavior to meet expectations of others
• Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs
• Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing

Physical Demands:

The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Work Environment:

This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in work environment is usually moderate.

Job Classification:

• Exempt

Location:

• Onsite- 19800 MacArthur Blvd., Ste 950, Irvine, CA 92612
• Medical
• Vision
• Matching 401(k)
• Basic Life & AD&D
• Paid Time Off
• Paid Holidays

Why American Heritage Lending:

• We are a high-growth Company that doubled our staff in 2022
• Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
• We are not impacted by the volatility of the interest rate.

This Company describes its culture as:

Family-Accountability-Integrity-Teamwork-Have fun along the way

Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.