Mortgage Loan Officer

American Heritage Lending, LLC; Irvine (CA); On-site; USD 100,000 - 500,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Paid Time Off

Matching 401(k)

Life Insurance

Incentive Trips

Job summary

American Heritage Lending, LLC, located in Irvine, CA, is looking for motivated Loan Officers who can earn over $100,000 annually, with top earners making $500,000+. The company offers flexible loan programs including Non-QM and Multi-Family options.

With a strong culture of ongoing sales training and exclusive lead channels, you’ll build relationships with borrowers and provide tailored mortgage solutions. Qualifications include a high school diploma, loan origination experience, and excellent communication skills.

Qualifications

• 3-5 years of loan origination experience required.
• Current NMLS and ability to obtain additional licensing.
• Self-motivated and professional attitude.

Responsibilities

• Generate new mortgage applications through leads.
• Build rapport with borrowers.
• Analyze financial situations to recommend loan products.
• Structure loans and quote rates to borrowers.
• Perform common sense underwriting for proprietary loans.

Skills

Excellent communication skills

Customer service skills

Sales motivation

Proficiency with Microsoft Office

Education

High School diploma or equivalent

Bachelor’s degree

Tools

Encompass LOS system

Job description

American Heritage Lending located in Irvine, CA is experiencing tremendous growth. We were recently acquired by a publicly-traded Hedge Fund allowing access to portfolio loan programs.

Why American Heritage Lending

• All of our Loan Officers earn more than $100,000 per year. Top performers are earning $500,000 or more.
• Exclusive leads: 85% contact ratio, 18% application rate, 10% funded ratio.
• Average Loan Amount - $400,000.
• Our Loan Programs Guidelines are flexible on asset and borrower types. These include Non-QM, Fix N Flip, Bridge, DSCR, Long and Short Term Rental, and Multi-Family.

Benefits

• Medical
• Dental
• Vision
• Accrued Paid Time Off
• Matching 401(k)
• Basic Life & AD&D
• Paid Holidays
• Ongoing Sales Training by recognized Industry professionals.
• Company-paid Incentive Trips.

Responsibilities

• Generate new mortgage applications through established lead channels.
• Build rapport and leverage customer relationships with existing and potential borrowers.
• Analyze customers’ financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
• Structure loans and quote rates to borrowers.
• Common sense underwriting for proprietary Loan Programs offered by the Company.

Qualifications

• A High School diploma or equivalent is required. Bachelor’s preferred.
• 3-5 years of current loan origination experience.
• Excellent communication and customer service skills.
• Current NMLS and the ability to obtain additional company-paid licensing.
• Strong desire to succeed in a sales environment and be a top producer.
• Self-motivated, self-starting professional.
• Proficient with Microsoft Office Suite. LOS system is Encompass.