Private Banking: Lending Solutions Specialist

JPMorganChase; Irvine (CA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Tuition reimbursement

Mental health support

Job summary

JPMorganChase's U.S. Private Bank in Irvine is seeking a Lending Specialist to advise clients on capital structure and tailored credit solutions. You will work with a team across markets to elevate clients' financing strategies.

The role requires formal banking licenses, extensive credit risk background, and deep knowledge of loan products, wealth management, and risk policies. You will build strong client relationships and structure complex facilities.

Qualifications

• Bachelor degree required.
• Series 7 & 66 licenses required or to be obtained within 90 days of start.
• Five+ years of credit risk experience in financial services.
• In-depth knowledge of bank loan, deposit, mortgage and credit products.
• Strong understanding of wealth management concepts and risk framework.
• Experience with complex lending structures (secured lending, CRE, aircraft lending, etc.).

Responsibilities

• Participate in pitches to existing and prospective clients.
• Analyze the book of existing clients to identify new potential opportunities.
• Maintain an ongoing dialogue with existing borrowing clients.
• Advise, negotiate and execute loan structures.
• Structure solutions to client financing needs within risk parameters and policies.
• Coordinate with Credit Risk to ensure underwriting outcomes.

Skills

Credit risk experience

Wealth management understanding

Banking knowledge

Education

Bachelor degree

MBA

Tools

Series 7 license

Series 66 license

Job description

JPMorganChase's U.S. Private Bank in Irvine is seeking a Lending Specialist to advise clients on capital structure and tailored credit solutions. You will work with a team across markets to elevate clients' financing strategies.

The role requires formal banking licenses, extensive credit risk background, and deep knowledge of loan products, wealth management, and risk policies. You will build strong client relationships and structure complex facilities.