Lending Solutions Architect – Private Banking

JPMorgan Chase & Co.; City of Rochester (NY); On-site; USD 140,000 - 220,000; Full time

Job summary

JPMorgan Chase & Co. in U.S. Private Bank seeks a Lending Specialist to manage complex borrowing relationships for ultra-high-net-worth clients, presenting credit solutions and advising on implementation.

You will act as an internal sales leader for the credit product, partner with bankers, originate credit leads, oversee due diligence and credit presentations, and monitor portfolio risk to protect client and firm interests.

Qualifications

• Seven plus years of experience with extensive credit, loan and deposit products.
• Bachelor's degree required; MBA preferred.
• FINRA Series 7 & 66 licenses required for position; unlicensed candidates considered but required to obtain licenses within 90 days of start date.
• Prior experience structuring creative and complex credit transactions.
• Completion of formal credit training program.
• Demonstrated understanding of wealth management including, but not limited to: investment management, trusts and financial planning.
• Expert knowledge of and proven success with complex credit products and concepts including, but not limited to residential real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance and art lending.

Responsibilities

• Act as internal sales leader for the credit product, liaising with Bankers and Investors to ensure credit is a core part of the J.P. Morgan offering
• Partner with Bankers to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings
• Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market
• Responsible for deal analysis, due diligence and credit presentations to internal stakeholders and clients
• Supervise credit approval memos/restructure memos
• Monitor portfolio risk and proactively work to improve portfolio quality and prevent loss
• Manage underwriters to implement changes to debt structure/risk ratings in response to changes in risk environment

Skills

Credit products

Loan structuring

Wealth management

Credit risk

Sales skills

FINRA licenses

Deal analysis

Client communication

Education

Bachelor's degree

MBA preferred

Job description

JPMorgan Chase & Co. in U.S. Private Bank seeks a Lending Specialist to manage complex borrowing relationships for ultra-high-net-worth clients, presenting credit solutions and advising on implementation.

You will act as an internal sales leader for the credit product, partner with bankers, originate credit leads, oversee due diligence and credit presentations, and monitor portfolio risk to protect client and firm interests.