Private Bank Lending Strategist — Executive Director

JP Morgan Chase; Fort Worth (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

JP Morgan Chase’s U.S. Private Bank seeks a Lending Specialist to manage the most complex borrowing relationships for ultra-high net worth clients, presenting credit solutions and advising on implementation.

You will serve as an internal sales lead for credit products, partnering with Bankers to uncover needs and deliver sophisticated financing solutions, originating leads, and guiding due diligence, structuring, and risk management for the local market.

Qualifications

• Seven plus years of experience with extensive credit, loan and deposit products.
• Bachelor’s degree required.
• FINRA Series 7 & 66 licenses required for position; unlicensed candidates considered but must obtain licenses within 90 days.
• Prior experience structuring creative and complex credit transactions.
• Completion of formal credit training program.
• Demonstrated understanding of wealth management including investment management, trusts and financial planning.
• Expert knowledge of and proven success with complex credit products and concepts including residential real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance and art lending.

Responsibilities

• Act as internal sales leader for the credit product, liaising with Market Managers, Bankers and Investors to ensure credit is a core part of the J.P. Morgan offering.
• Partner with Bankers to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings.
• Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market.
• Handle deal analysis, due diligence and credit presentations.
• Supervise credit approval memos/restructure memos.
• Monitor portfolio risk and proactively work to improve portfolio quality and prevent loss.
• Manage underwriters to implement changes to debt structure/risk ratings in response to changes in risk environment.

Skills

Credit products

Wealth management

Credit structuring

Sales experience

Communication skills

Portfolio risk management

Deal analysis

Education

Bachelor’s degree

MBA

Tools

FINRA Series 7/66

Job description

JP Morgan Chase’s U.S. Private Bank seeks a Lending Specialist to manage the most complex borrowing relationships for ultra-high net worth clients, presenting credit solutions and advising on implementation.

You will serve as an internal sales lead for credit products, partnering with Bankers to uncover needs and deliver sophisticated financing solutions, originating leads, and guiding due diligence, structuring, and risk management for the local market.