Senior Lending Specialist, Private Bank Credit Solutions

Aumni; New York (NY); On-site; USD 150,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in New York is seeking a Lending Specialist for the Private Bank to manage complex borrowing relationships and present credit solutions to ultra-high-net-worth clients.

You will advise on implementation and collaborate with bankers to deliver sophisticated credit structures. The role requires deep credit expertise, knowledge of wealth management, and proven ability to originate and market credit opportunities while maintaining portfolio quality.

Qualifications

• Seven plus years of experience with extensive credit, loan and deposit products.
• Bachelor’s degree required; MBA preferred.
• FINRA Series 7 & 66 licenses required for position; unlicensed candidates considered but required to obtain licenses within 90 days of start date.
• Prior experience structuring creative and complex credit transactions.
• Completion of formal credit training program.
• Demonstrated understanding of wealth management including, but not limited to: investment management, trusts and financial planning.
• Expert knowledge of and proven success with complex credit products and concepts including, but not limited to residential real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance and art lending.

Responsibilities

• Act as internal sales leader for the credit product, liaising with Bankers and Investors to ensure credit is a core part of the J.P. Morgan offering
• Partner with Bankers to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings
• Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market
• Responsible for deal analysis, due diligence and credit presentations to internal stakeholders and clients
• Supervise credit approval memos/restructure memos
• Monitor portfolio risk and proactively work to improve portfolio quality and prevent loss
• Manage underwriters to implement changes to debt structure/risk ratings in response to changes in risk environment

Skills

Credit products

Wealth management

Credit structuring

Series 7 & 66

Bachelor's degree

Lending experience

MBA preferred

Education

Bachelor’s degree

MBA preferred

Job description

JPMorgan Chase & Co. in New York is seeking a Lending Specialist for the Private Bank to manage complex borrowing relationships and present credit solutions to ultra-high-net-worth clients.

You will advise on implementation and collaborate with bankers to deliver sophisticated credit structures. The role requires deep credit expertise, knowledge of wealth management, and proven ability to originate and market credit opportunities while maintaining portfolio quality.