Precision Mortgage Pre-Closing Specialist

Metro Credit Union; Chelsea (MA); Hybrid; USD 28,000 - 36,000; Full time

Benefits offered by this job

Hybrid work schedule

Job summary

Metro Credit Union is seeking a Mortgage Pre-Closer to ensure mortgage and home equity transactions progress to closing with precise, complete information. You will coordinate with borrowers, branch partners, and closing attorneys to keep files moving and reduce risk, while learning mortgage operations and contributing to a member-centric closing experience.

The role emphasizes attention to detail, fast-paced organization, and professional communication as part of a collaborative team in a

Qualifications

• Strong organizational skills and attention to detail.
• Ability to work independently with limited supervision and collaborate with a team when needed.
• Ability to manage priorities in a fast-paced, deadline-oriented environment.
• Clear verbal and written communication skills.
• High school diploma or equivalent preferred.

Responsibilities

• The completeness and accuracy of assigned mortgage and home equity files before closing-document preparation.
• Timely collection and validation of insurance, employment, credit, payoff, and scheduling information.
• Coordination of home equity closings with borrowers and branch partners.
• Clear communication and follow-up with closing attorneys.
• Monitoring of the mortgage closing inbox for new scheduling activity.
• Accurate system updates that provide visibility into upcoming closings.
• Obtain current insurance binders and confirm required hazard insurance coverage.
• Complete verbal verifications of employment for borrowers within required timeframes.
• Pull final credit report inquiries at least seven days before closing and ensure the final invoice is included in the file.
• Coordinate home equity closing dates with borrowers and branches and record the closing date in the system.
• Obtain payoff information for home equity transactions.
• Send scheduling sheets to closing attorneys once required documentation has been received.
• Follow up with closing attorneys to support timely delivery and prevent avoidable closing delays.
• Monitor the mortgage closing inbox for newly received scheduling sheets.
• Assist with additional Mortgage Operations responsibilities as assigned by management.

Job description

Metro Credit Union is seeking a Mortgage Pre-Closer to ensure mortgage and home equity transactions progress to closing with precise, complete information. You will coordinate with borrowers, branch partners, and closing attorneys to keep files moving and reduce risk, while learning mortgage operations and contributing to a member-centric closing experience.

The role emphasizes attention to detail, fast-paced organization, and professional communication as part of a collaborative team in a