Portfolio Underwriter & Credit Analyst

FirstBank; Knoxville (TN); On-site; USD 75,000 - 130,000; Full time

Job summary

FirstBank is seeking a Portfolio Manager to support Relationship Managers and the Head of Specialty Lending Group for Manufactured Housing Communities. You will advance profitability by applying credit expertise during discussions with Sales and Credit/Risk on client quality and financial analysis.

Your role includes underwriting, preparing CLADs, analyzing deals, and monitoring portfolios through annual reviews, while ensuring compliance and professionalism across the team.

Qualifications

• Bachelor’s degree with finance/accounting focus; Master’s a plus.
• 2-3+ years underwriting experience in C&I or CRE.
• Knowledge of Manufactured Housing industry is a plus.

Responsibilities

• Underwrites and prepares CLAD for credit partners.
• Analyzes financial spreads and modeling.
• Monitors portfolios and conducts annual reviews.
• Represents PM/RM in internal and client meetings.
• Ensures compliance with bank policies and laws.

Skills

Microsoft Office

Adobe

Jack Henry banking platform

Abrigo (Sageworks) software

Regulatory compliance knowledge

Ethics and confidentiality

Education

Bachelor’s degree in Accounting or Finance

Masters preferred

2-3+ years underwriting experience

Job description

FirstBank is seeking a Portfolio Manager to support Relationship Managers and the Head of Specialty Lending Group for Manufactured Housing Communities. You will advance profitability by applying credit expertise during discussions with Sales and Credit/Risk on client quality and financial analysis.

Your role includes underwriting, preparing CLADs, analyzing deals, and monitoring portfolios through annual reviews, while ensuring compliance and professionalism across the team.