Personal Lines Underwriter

HTU; Little Rock (AR); Hybrid; USD 42,000 - 64,000; Full time

Benefits offered by this job

Matched 401(k) plan

Fully-funded pension plan (once vested

Bonus programs

Generous paid time off such asholidays

Structured training program and mentor

Merit-based work-from-home after in‑p

Job summary

HTU in Little Rock, Arkansas is seeking an entry-level underwriter trainee to learn coverages, interpret policies, and make underwriting decisions with sound reasoning. You will analyze loss history and risk characteristics while developing knowledge of underwriting processes.

You will participate in the company’s training program, communicate with independent agents, and gain exposure to multiple departments.

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts to understand underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Communicate with independent agents and associates through verbal and/or written means.
• Participate in and complete the Company underwriter training program.

Skills

Data organization

Decision making

Written communication

Verbal communication

Underwriting knowledge

Analytical thinking

Team collaboration

Education

Bachelor’s degree or equivalent in property/casualty underwriting

Job description

Your Role

Here’s what you will be doing:

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions, and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

About You

The company is looking for:

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi-task, and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs

Compensation & Benefits

• Competitive base salary
• Matched 401(k) plan
• Fully-funded pension plan (once vested)
• Bonus programs
• Generous paid time off including holidays, vacation days, personal time, and sick leave
• Structured training program and employee mentoring
• Merit-based work-from-home program after initial in-person training