Commercial Lines Underwriter

GOTAFE; Charlotte (NC); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

401(k) plan matching

Fully-funded pension (vesting)

Bonuses

Paid time off incl. holidays/vacation

Training & mentoring

Friendly work environment

Job summary

GOTAFE is seeking an entry-level underwriter trainee in Charlotte, NC. You will learn underwriting philosophy, read policies and forms, and develop decisions using sound judgment.

The role emphasizes data organization, multitasking, and clear communication with independent agents. A structured training program and mentoring support your growth in property/casualty underwriting.

Qualifications

• Bachelor's degree or direct equivalent experience in property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above-average written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts and understand underwriting philosophy and procedures.
• Read, interpret, and react to policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions using sound judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Communicate effectively with independent agents and associates in written and verbal form.
• Participate in and complete the Company underwriter training program.

Skills

Data organization

Multitasking

Communication skills

Report writing

Problem solving

Learning mindset

Education

Bachelor's degree or direct equivalent in P/C underwriting

Job description

Your Role

Here's what you will be doing:

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions, and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

About You

The company is looking for:

• Bachelor's degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi-task, and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs

Compensation & Benefits

• Competitive base salary
• Matched 401(k) plan
• Fully-funded pension plan (once vested)
• Bonus programs
• Generous paid time off including holidays, vacation days, personal time, and sick leave
• Structured training program and employee mentoring
• Friendly work environment