Commercial Lines Underwriter

NWU; Charlotte (NC); On-site; USD 52,000 - 68,000; Full time

Benefits offered by this job

401(k) match

Pension plan

Bonus programs

Paid time off

Structured training program

Mentoring

Friendly work environment

Job summary

NWU in Charlotte, NC is seeking an entry-level Underwriter Trainee to learn property/casualty underwriting, read policies, and support decisions through careful analysis. You will assemble information, interpret documents, and participate in a comprehensive training program to build underwriting skills.

The role emphasizes data organization, independent decision-making, and strong written and verbal communication.

Qualifications

• Bachelor's degree or direct equivalent experience in underwriting preferred.
• Ability to organize data, multi-task, and make independent decisions.
• Excellent written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Commitment to ongoing product knowledge through approved educational programs.

Responsibilities

• Learn insurance coverages and underwriting procedures used by the company.
• Read and interpret policies, forms, endorsements, and manuals to support decisions.
• Assemble information and express decisions with sound reasoning.
• Analyze loss history, financials, and risk characteristics.
• Develop knowledge of underwriting department support functions.
• Communicate effectively with independent agents and associates.
• Participate in the company Underwriter training program.

Skills

Data organization

Independent decision making

Strong communication

Report writing

Issue resolution

Professional development

Education

Bachelor's degree or direct equivalent experience

Tools

Policies knowledge

Job description

Your Role

Here's what you will be doing:

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions, and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

About You

The company is looking for:

• Bachelor's degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi-task, and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs

Compensation & Benefits

• Competitive base salary
• Matched 401(k) plan
• Fully-funded pension plan (once vested)
• Bonus programs
• Generous paid time off including holidays, vacation days, personal time, and sick leave
• Structured training program and employee mentoring
• Friendly work environment