Entry Level Underwriter

HTU; Independence (KS); On-site; USD 50,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

401(k) matching

Pension plan

Bonus programs

Paid time off

Mentoring

Friendly environment

Job summary

HTU is seeking an entry‑level underwriter trainee in Kansas to learn coverages, contracts, and company procedures that guide underwriting decisions. You will read policies, endorsements, and manuals, assemble information, and form opinions with clear reasoning.

The role includes interacting with independent agents and completing the company underwriter training program. You should have a bachelor’s degree or direct equivalent experience in property/casualty underwriting, strong data

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Commitment to continually develop product knowledge through participation in approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Skills

Communication skills

Data organization

Independent decision making

Report writing

Issue resolution

Underwriting knowledge

Education

Bachelor’s degree or direct equivalent experience with property/casualty underwriting

Job description

Your Role

Here’s what you will be doing:

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

About You

The company is looking for:

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi-task, and make decisions independently.
• Above average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Commitment to continually develop product knowledge through participation in approved educational programs.

Compensation & Benefits

• Competitive base salary.
• Matched 401(k) plan.
• Fully-funded pension plan once vested.
• Bonus programs.
• Generous paid time off including holidays, vacation days, personal time, and sick leave.
• Structured training program and employee mentoring.
• Friendly work environment.

Training & Development

Completion of the Company’s underwriter training program for the assigned line of insurance is required, providing training and development opportunities.