Payments Risk Platform Lead (Merchant & Transaction)

Xero; Hayward Park (CA); On-site; USD 212,000 - 265,000; Full time

Benefits offered by this job

Annual bonus

Equity (RSU)

Medical benefits

Paid holidays

PTO & leave

Job summary

Xero is seeking a Lead Product Manager for Payments Risk in California. You will own the product strategy and execution for merchant and transaction risk, building scalable risk capabilities and decisioning systems.

Partner with Risk, Compliance, Engineering, Data and Operations to balance customer experience with risk management. This role requires deep payments risk expertise and experience working with processors or other risk providers.

Qualifications

• Deep payments risk product experience essential.
• Experience building risk capabilities within a payments platform or fintech.
• Strong analytical skills using fraud, transaction and loss data.

Responsibilities

• Own the product strategy and roadmap for merchant and transaction risk.
• Build risk decisioning capabilities using rules, signals and scoring.
• Design scalable risk platform capabilities across processors, payment methods and markets.
• Collaborate with Engineering, Data Science, Risk, Compliance and Operations.

Skills

Payments risk product experience

Merchant risk

Transaction risk

Fintech product management

Data-driven decisioning

Analytical skills

Cross-functional collaboration

Experience with processors/acquirers

Job description

Xero is seeking a Lead Product Manager for Payments Risk in California. You will own the product strategy and execution for merchant and transaction risk, building scalable risk capabilities and decisioning systems.

Partner with Risk, Compliance, Engineering, Data and Operations to balance customer experience with risk management. This role requires deep payments risk expertise and experience working with processors or other risk providers.