Payments & risk manager in Web3

The Open Platform; USA; Remote; USD 150.000 - 190.000; Vollzeit

Benefits dieser Stelle

Remote-first with hubs in Dubai, Yerev

Equipment provided

Medical expenses reimbursement

Generous vacation + sick leave

Access to mira.tg AI models

Zusammenfassung

The Open Platform is a leading tech company building Web3 innovations in Telegram. This role leads fraud and risk management across buyers and creators, and owns the payments provider portfolio, routing design, and cross-team governance. Remote with global hubs, you will influence strategy and drive efficiency at scale.

Join a fast-growing team focused on seamless payments, low risk, and scalable Azure-like infrastructure to support a billion users in crypto-enabled digital activities.

Qualifikationen

• 5+ years in payments (PSP, marketplace, fintech, gaming or creator economy with global card acceptance).
• Deep knowledge of card payments: 3DS and liability shift, chargeback lifecycle, Visa/Mastercard monitoring programs, routing and cascading.
• Track record of negotiating with and launching payment providers.
• Strong analytical skills, including hands-on SQL.
• Able to own decisions with direct financial impact and drive cross-team work.

Aufgaben

• Own the company's fraud and chargeback risk end to end.
• Set the risk strategy, target loss levels and controls framework for buyers and creators.
• Keep chargeback ratios within card-scheme thresholds across providers; decide reserves and payout holds.
• Own the payment provider portfolio: decide providers to add/drop, negotiate terms and lead launches.
• Design the payment routing and cascading strategy to grow conversion and cut processing costs.
• Build the risk function: processes, team roles and escalation paths across Support, Moderation and Engineering.
• Act as the key risk and payments counterpart for providers, acquirers and card schemes.

Kenntnisse

Payments risk ownership

Card payments expertise

Provider negotiation

Analytical skills, SQL

Decision making with financial impact

Crypto payments familiarity (nice to h

Tools

SQL

Jobbeschreibung

Описание

The Open Platform (TOP) is the leading tech company developing Web3 innovations in Telegram. TOP is fueling the Telegram economy through both foundational infrastructure and consumer-facing apps. By integrating blockchain technology into day-to-day digital activities, TOP is building a seamless, scalable platform designed for a billion users — accelerating the mass adoption of crypto.

Задачи

• Own the company's fraud and chargeback risk end to end.
• Set the risk strategy, the target loss levels and the controls framework for both buyers and creators.
• Keep chargeback ratios within card-scheme thresholds across all providers, and make the call on reserves and payout holds.
• Own the payment provider portfolio: decide which providers to add or drop, negotiate commercial terms and lead launches.
• Design the payment routing and cascading strategy to grow conversion and cut processing costs.
• Build the risk function: processes, team roles and escalation paths across Support, Moderation and Engineering.
• Act as the key risk and payments counterpart for providers, acquirers and card schemes.

Требования

• 5+ years in payments (PSP, marketplace, fintech, gaming or creator economy with global card acceptance), including ownership of fraud or risk outcomes.
• Deep knowledge of card payments: 3DS and liability shift, the chargeback lifecycle, Visa/Mastercard monitoring programs, routing and cascading.
• A track record of negotiating with and launching payment providers.
• Strong analytical skills, including hands‑on SQL.
• Able to own decisions with direct financial impact and to drive cross-team work.
• Будет плюсом: familiarity with crypto payments

Условия

• Our business is growing at an exponential scale.
• Non-bureaucratic management that focuses on results.
• Regular performance reviews to assess your progress.
• Remote setup with access to our hubs in Dubai, Yerevan, London and Belgrade.
• Compensation for medical expenses.
• Provision of necessary equipment.
• Employees get access to the most advanced AI models via mira.tg.
• 20 working days of paid vacation annually.
• 11 days off per year.
• 14 days of paid sick leave to support your health and recovery when needed.