Payments Operations Manager

Triumph Financial; Dallas (TX); On-site; USD 140,000 - 210,000; Full time

Job summary

TBK Bank, a Triumph Bank subsidiary, seeks an experienced leader to direct the Payment Operations team. You will oversee ACH, wires, cards, RTP, FedNow, and emerging rails, while driving performance metrics, controls, and process improvements.

Ideal candidates have 7–10+ years in payment operations and 3–5+ years in leadership, with ISO 20022 knowledge and familiarity with regulatory standards. Bachelor's degree and relevant certifications preferred.

Qualifications

• Bachelor's degree preferred in finance, accounting, business, or related field.
• ISO 20022 knowledge is required.
• 7-10+ years of payment or banking operations experience.
• 3-5+ years of leadership experience.
• AAP Certification or similar preferred.
• Strong understanding of ACH, Wire, RTP/FedNow, and card networks.

Responsibilities

• Lead, develop, and manage a team of payment operations professionals.
• Establish performance goals, KPIs, and accountability standards.
• Hire, onboard, coach, and manage performance.
• Oversee daily payment operations across ACH, wires, cards, RTP, FedNow, and emerging rails.
• Ensure timely processing and settlement of transactions.
• Monitor SLAs and KPIs and manage escalations.
• Drive payment product enhancements and automation initiatives.
• Maintain controls and governance for payment processing and reconciliation.
• Partner with Finance, Treasury, Product, Risk, and Tech teams.

Skills

Leadership

Payment operations

ISO 20022

Regulatory knowledge

Stakeholder comms

Education

Bachelor's degree in Finance/Accounting/Business

AAP Certification (preferred)

Tools

Payment processing systems

Job description

Join TBK Bank!

At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Lead, develop, and manage a team of payment operations professionals
• Establish performance goals, KPIs, and accountability standards
• Conduct hiring, onboarding, coaching, and performance management
• Ensure staffing coverage for critical processing windows
• Foster a culture of operational excellence, accountability, and continuous improvement
• Oversee daily payment operations across ACH, wires, cards, RTP, FedNow, and emerging payment rails
• Ensure timely and accurate processing and settlement of transactions
• Monitor performance against SLAs and KPIs
• Act as escalation point for complex payment issues
• Drive implementation of new payment products and enhancements
• Establish and maintain financial controls supporting payment processing, settlement, and reconciliation activities
• Ensure reconciliation processes across payment and deposit systems
• Develop and/or maintain operational reporting and dashboards
• Manage settlement, clearing, and funding account activities related to payment operations
• Provide insights to senior leadership
• Ensure compliance with NACHA, Reg E, AML/KYC, and payment rail standards
• Maintain strong internal controls and operational governance
• Support audits, regulatory examinations, and remediation activities
• Identify and mitigate operational, financial, and fraud risks
• Develop and execute the strategic roadmap for Payment Operations aligned with organizational goals
• Identify emerging payment trends, technologies, and industry best practices
• Translate business objectives into operational priorities and measurable outcomes
• Partner with executive leadership on long-term operational planning and scalability
• Lead annual operational planning, forecasting, and budgeting activities
• Evaluate new payment capabilities including RTP, FedNow, digital wallets, and embedded payments
• Develop business cases for automation and strategic investments
• Lead payment modernization initiatives and operational transformation programs
• Improve customer experience and reduce operational friction
• Partner with Finance, Treasury, Product, Risk, and Technology teams
• Communicate operational performance and risks to stakeholders
• Support cross-functional initiatives
• Other duties as assigned

EXPERIENCE & EDUCATION

• Bachelor's degree in finance, Accounting, Business, or related field preferred
• ISO 20022 knowledge
• 7-10+ years of payment or banking operations experience
• 3-5+ years of leadership experience
• AAP Certification or other comparable certification preferred
• Strong understanding of ACH, Wire, RTP/FedNow, and card payment networks

WORK ENVIRONMENT

• Moderate noise (i.e. business office with computers, phone, and printers, light traffic)
• Ability to work in a confined area
• Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary
• While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone
• Specific vision abilities are required by this job due to computer work
• Light to moderate lifting is required
• Regular, predictable attendance is required

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.