Payments & ACH/Wires Specialist I

Addition Financial Credit Union; Florida; On-site; USD 42,000 - 54,000; Full time

Benefits offered by this job

401k with profit sharing

Medical, dental and vision coverage

Tuition assistance

Vacation and sick pay

Parental leave and volunteer time off

Holidays off

Credit union benefits

Job summary

Addition Financial Credit Union in Florida is seeking a detail‑driven professional to support our treasury operations. You will process ACH, wires, and share drafts, ensure timely, accurate settlements, and collaborate with teammates to maintain smooth daily transactions.

This role emphasizes compliance, risk monitoring, and responsive member support, with opportunities to contribute to fraud prevention, balance reconciliation, and department projects in a friendly credit union environment.

Qualifications

• Strong organizational and analytical skills with attention to detail.
• Ability to multitask and manage deadlines in a fast-paced environment.
• Excellent verbal and written communication skills.

Responsibilities

• Process ACH transactions, including setup, modifications, and cancellations
• Process and verify incoming and outgoing wire transfers, ensuring compliance with internal policies and procedures.
• Manage share draft processing, including verification and dispute resolution.
• Monitor transactions for potential fraud and compliance risks.
• Collaborate with internal departments to resolve discrepancies and provide support for member inquiries.
• Perform daily balancing of ACH, lockbox loan payment exceptions, and daily mobile deposits.
• Complete forms related to ACH payments and transfers
• Processing of automatic internal transfers
• Support Treasury Management products for business client-initiated ACH and wire activity via online banking
• Respond to team member calls, providing guidance and researching questions related to services and transactions
• Balance and reconcile department-managed general ledger (GL) accounts
• Ensure accuracy, compliance, and efficiency in all processing tasks
• Support the preparation of the NCUA and OFR examinations by compiling and analyzing accounting-related data
• And other department wide projects and tasks as assigned.

Skills

Attention to detail

Analytical skills

Multitasking

Communication skills

Education

High school diploma

Tools

Accounting systems

Microsoft Office

Excel

Job description

Addition Financial Credit Union in Florida is seeking a detail‑driven professional to support our treasury operations. You will process ACH, wires, and share drafts, ensure timely, accurate settlements, and collaborate with teammates to maintain smooth daily transactions.

This role emphasizes compliance, risk monitoring, and responsive member support, with opportunities to contribute to fraud prevention, balance reconciliation, and department projects in a friendly credit union environment.