Mortgage Underwriter

TEKsystems; Houston (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking experienced Mortgage Underwriters to join their remote team. This critical role involves evaluating loan applications, ensuring compliance with FHA, VA, and conventional lending guidelines. With multiple openings available, the ideal candidates will have a minimum of three years of mortgage underwriting experience and a strong understanding of automated underwriting systems. The company offers a supportive environment focused on quality underwriting decisions and long-term contributions. If you are passionate about the mortgage industry and ready to make an impact, this opportunity is perfect for you.

Benefits

Medical, dental & vision

401(k) with pre-tax and Roth contributions

Life Insurance (Voluntary Life & AD&D)

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Paid Time Off (PTO, vacation, sick leave)

Qualifications

• Minimum 3 years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and familiarity with automated systems.

Responsibilities

• Review and assess files submitted by broker clients.
• Collaborate with teams to finalize loan approvals.
• Ensure loans meet investor guidelines and quality control standards.

Skills

Mortgage Underwriting

Automated Underwriting Systems

FHA Guidelines

VA Guidelines

Conventional Loan Underwriting

Mortgage Laws and Regulations

Job description

Description

• Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. Multiple openings are available, and we are looking for dedicated professionals eager to contribute long-term.
• Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
• Approval Process: Collaborate with the loan structure and precision income teams to finalize approvals.
• Workflow Coordination: Work within Pennymac’s structured, end-to-end loan process, focusing on underwriting scope.
• Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

Additional Skills & Qualifications

• Minimum 3 years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and familiarity with automated underwriting systems.
• Proficiency with basic automated underwriting systems.
• Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act.
• Understanding of state and federal agency mortgage loan guidelines is helpful.
• Loss mitigation or servicing underwriters will be disqualified.
• Strong understanding of FHA, VA, and conventional loan underwriting.

Work Location & Training

• This is a fully remote position. Candidates must reside in specified states.
• Training occurs in EST for up to 90 days, from 11 AM to 6 PM EST.

Pay and Benefits

The pay range is $31.00/hr. Eligibility for benefits depends on job classification and employment length, and benefits may change. Available benefits include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital coverage
• 401(k) with pre-tax and Roth contributions
• Life Insurance (Voluntary Life & AD&D)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Paid Time Off (PTO, vacation, sick leave)

Position Details

• This is a fully remote role.
• Application deadline: May 21, 2025.

About TEKsystems

We are a leading provider of business and technology services, helping accelerate business transformation. With over 80,000 team members and serving more than 6,000 customers globally, we deliver solutions that unlock business value. We are committed to diversity and equal opportunity employment.