Mortgage Underwriter

TEKsystems; Tampa (FL); Remote; USD 80,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Mortgage Underwriter, where you'll play a crucial role in ensuring compliance with lending guidelines. This fully remote position offers flexible shifts and the opportunity to work with a dynamic team. You'll review mortgage applications, perform credit analysis, and collaborate with various teams to finalize approvals. With a competitive pay rate and a comprehensive benefits package, this role is perfect for those with a strong background in mortgage underwriting. Be part of a team that values innovation and excellence in the financial services industry.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off/Leave

Qualifications

• 3+ years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and automated systems.
• Strong understanding of FHA, VA, and conventional loan underwriting.

Responsibilities

• Review and assess files ensuring compliance with lending guidelines.
• Collaborate within structured loan process focusing on underwriting.
• Approve or deny mortgages in a timely manner.

Skills

FHA

HUD

TrumsID Registration

VA

Veterans Affairs Loans

VA IRRRL

Interest Rate Reduction Refinance Loan

VA SAR

Staff Appraisal Reviewer

Mortgage Underwriting

Job description

*Mortgage Underwriter*
*Remote *
*Pay Rate: *$31/hr
*Schedule: *Flexible Shifts, Monday - Friday: 8am-5pm or 9am-6pm
*Training Schedule:* 11am - 6pm EST
*Anticipated Start Date: *6/16/2025
Contract-to-Hire
*Description*

* Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
* Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
* Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume).
* Workflow Coordination: Collaborate within structured, end-to-end loan process, focusing solely on underwriting scope.
* Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
* Decisions full range of mortgage loans, preferably including FHA loans
* Review all mortgage applications and documentation for accuracy and completeness
* Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
* Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
* Approve or deny mortgages on a timely basis
* Perform other related duties as required and assigned
*Skills*
FHA, HUD, TrumsID Registration, VA, Veterans Affairs Loans, VA IRRRL, Interest Rate Reduction Refinance Loan, VA SAR, Staff Appraisal Reviewer, Federal Housing Administration Underwriter, Department of Housing and Urban Development Underwriter, Mortgage, Underwriter
*Additional Skills & Qualifications*
3+ years of mortgage underwriting experience required
Solid knowledge of mortgage underwriting and of basic automated underwriting systems
Proficiency with basic automated underwriting systems
Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
Strong understanding of FHA, VA, and conventional loan underwriting.
#eastpriority25
*Pay and Benefits*
The pay range for this position is $31.00 - $31.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*
This is a fully remote position.
*Application Deadline*
This position is anticipated to close on May 16, 2025.
About TEKsystems and TEKsystems Global Services

We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.


The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.