Mortgage Underwriter (100% Remote)

TEKsystems; Plano (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking dedicated professionals for a remote role in loan underwriting. This position is crucial for evaluating loan applications and ensuring compliance with FHA, VA, and conventional guidelines. As part of a dynamic team, you will review files, collaborate on approvals, and conduct thorough credit analyses. The company offers a supportive environment with competitive pay and comprehensive benefits. If you are passionate about driving quality underwriting decisions and eager to contribute long-term, this opportunity is perfect for you.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account

Transportation benefits

Employee Assistance Program

Time Off/Leave

Qualifications

• Minimum 1 year of underwriting experience required.
• Strong understanding of FHA, VA, and conventional loan processes.

Responsibilities

• Review loan applications for compliance with guidelines.
• Collaborate with teams to finalize loan approvals.
• Perform credit analysis and ensure quality control.

Skills

Loan Underwriting

FHA Guidelines

VA Guidelines

Conventional Loan Underwriting

Credit Analysis

Encompass

Excel

Job description

*100% Remote*

Job Description

This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. We have multiple openings and seek strong, dedicated professionals eager to contribute long-term.

Responsibilities

1. Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
2. Approval Process: Collaborate with the loan structure and precision income teams to finalize approvals.
3. Credit Reviews: Perform thorough credit analysis and process final approval files daily, subject to volume.
4. Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

Additional Skills & Qualifications

• Minimum 1 year of frontline originations underwriting experience (loss mitigation or servicing underwriters disqualified).
• Strong understanding of FHA, VA, and conventional loan underwriting.
• Experience with Encompass and proficiency in Excel preferred.
• Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred.

Pay and Benefits

The pay range for this position is $31.25/hr. Eligibility for benefits depends on job classification and employment length. Benefits may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital coverage
• 401(k) Retirement Plan (Pre-tax and Roth options)
• Life Insurance (Voluntary Life & AD&D)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation, Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

Closing date: May 20, 2025.

About TEKsystems

TEKsystems is a leading provider of business and technology services, helping accelerate business transformation. With 80,000 employees serving over 6,000 customers worldwide, including 80% of the Fortune 500, we deliver solutions that unlock business value and foster innovation. Learn more at TEKsystems.com.

We are an equal opportunity employer and consider all applications regardless of race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, or any protected characteristic.