Underwriter - Mortgage

TEKsystems; Plano (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking experienced Mortgage Underwriters to join their fully remote team. This role is crucial for evaluating loan applications, ensuring compliance with lending guidelines, and making quality underwriting decisions. The ideal candidate will have a solid background in mortgage underwriting, with the ability to handle multiple files daily. Join a dynamic team that values long-term contributions and offers a comprehensive benefits package, including medical, dental, and retirement plans. If you are passionate about making a difference in the mortgage industry, this is the opportunity for you.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account

Transportation benefits

Employee Assistance Program

Time Off/Leave

Qualifications

• 3+ years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and automated systems.

Responsibilities

• Review and assess loan files for compliance with guidelines.
• Perform credit analysis and process loan approvals.

Skills

Mortgage Underwriting

Credit Analysis

Compliance with FHA/VA Guidelines

Automated Underwriting Systems

Job description

*A National Mortgage company is interested in hiring fully remote Underwriters to support their team!*

Description

Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.

1. Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
2. Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
3. Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume).
4. Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope.
5. Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
6. Perform other related duties as required and assigned.

Additional Skills & Qualifications

• 3+ years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and of basic automated underwriting systems.
• Proficiency with basic automated underwriting systems.

Pay and Benefits

The pay range for this position is $31.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be specific to elections, plan, or program terms. If eligible, benefits may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital coverage
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on May 22, 2025.

About TEKsystems and TEKsystems Global Services

We're a leading provider of business and technology services, accelerating business transformation for our customers. Our expertise in strategy, design, execution, and operations unlocks business value through a range of solutions. We are a team of 80,000 working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe, and Asia. We help customers capitalize on change and master the momentum of technology, building tomorrow by delivering outcomes and making positive impacts globally. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and considers all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.