Mortgage Underwriter

Choice Mortgage Group; Boca Raton (FL); Remote; USD 75,000 - 87,000; Full time

Job summary

A leading mortgage company is seeking a DE Mortgage Underwriter to ensure compliance with FHA and Agency loan applications. The ideal candidate will have over 10 years of experience and a B.S. in business. This role offers remote work options and a competitive salary of $75,000 per year plus bonuses.

Qualifications

• 10+ years of mortgage underwriting experience required.
• Detail-oriented and organized professional.
• Strong decision-making and communication skills.

Responsibilities

• Analyze loan files for compliance with guidelines.
• Underwrite credit packages for residential mortgage loans.
• Assist team members with guideline interpretations.

Skills

Knowledge of home loans

Proficiency with automated underwriting systems

Strong decision-making skills

Strong communication skills

Education

B.S. in business or a related field

Tools

Microsoft Office

Job description

Choice Mortgage Group - DE Mortgage Underwriter

Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You’ll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available.

Responsibilities:

1. Analyze loan files thoroughly to ensure compliance with company, investor, Fannie Mae, Freddie Mac, and FHA/VA guidelines.
2. Underwrite the entire credit package and collateral for residential mortgage loans to ensure an investment-quality loan product.
3. Verify the accuracy of calculations and data integrity. Complete all required underwriting worksheets and checklists.
4. Be available to assist processors, loan officers, and other team members with guideline interpretations and questions on specific loan files.
5. Respond promptly to post-closing reviews and audits.

Qualifications:

• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products.
• Proficiency with automated underwriting systems and Microsoft Office.
• Strong decision-making and communication skills.
• B.S. in business or a related field required.
• 10+ years of mortgage underwriting experience required.

Compensation:

$75,000 per year plus a per-file bonus for underwritten files.