Non-QM Mortgage Underwriter

TEKsystems; Plano (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

A leading company is seeking experienced Non-QM Mortgage Underwriters to join their remote team in evaluating loan applications and ensuring compliance. This role involves significant collaboration within the loan process and requires a strong understanding of FHA, VA, and conventional lending guidelines. Ideal candidates will have over 3 years of experience and a solid grasp of regulatory standards.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off/Leave (PTO, Vacation or Sick Leave)

Qualifications

• 3+ years of Non-QM mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and basic automated underwriting systems.
• Experience with FHA, VA, and conventional loan underwriting.

Responsibilities

• Review and assess files submitted by broker clients.
• Collaborate within clients' structured end-to-end loan process.
• Ensure loans meet investor guidelines and quality control standards.

Skills

FHA

HUD

VA

TrumsID Registration

Veterans Affairs Loans

VA IRRRL

Staff Appraisal Reviewer

Federal Housing Administration Underwriter

Department of Housing and Urban Development Underwriter

Tools

Encompass

Excel

Job description

*Description*
Seeking experienced Non-QM Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.
Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume).
Workflow Coordination: Collaborate within clients' structured, end-to-end loan process, focusing solely on underwriting scope.
Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
Decisions full range of mortgage loans, preferably including FHA loans
Review all mortgage applications and documentation for accuracy and completeness
Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
Approve or deny mortgages on a timely basis
Perform other related duties as required and assigned
*Skills Details*
FHA,HUD,TrumsID Registration,VA,Veterans Affairs Loans,VA IRRRL,Interest Rate Reduction Refinance Loan,VA SAR,Staff Appraisal Reviewer,Federal Housing Administration Underwriter,Department of Housing and Urban Development Underwriter
*Additional Skills & Qualifications*
3+ years of Non-QM mortgage underwriting experience required
Solid knowledge of mortgage underwriting and of basic automated underwriting systems
Proficiency with basic automated underwriting systems
Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
(Any loss mitigation or servicing underwriters will be disqualified)
Strong understanding of FHA, VA, and conventional loan underwriting.
Ideal candidate has 3+ years of Non-QM underwriting experience.
Assessment score requirement: Minimum 20
Experience with Encompass and proficiency in Excel preferred.
Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred
*Pay and Benefits*
The pay range for this position is $31.25 - $31.25/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*
This is a fully remote position.
*Application Deadline*
This position is anticipated to close on Jun 5, 2025.
About TEKsystems and TEKsystems Global Services

We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.


The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.