Mortgage Underwriter III

Sunflower Bank, N.A.; Dallas (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

Une banque de renom recherche un 'Mortgage Underwriter III'. Le poste implique de prendre des décisions vinces sur les demandes de prêts, avec une attention particulière à la conformité et à l'exactitude. Les responsabilités incluent la révision des demandes de prêt et l'assistance aux équipes de prêt, avec un accent sur la communication et l'organisation. Cette position offre une possibilité de travail à distance.

Benefits

401(k) avec un match de 6%

Assurance santé, dentaire et vision

Assurance vie

Remboursement des frais de scolarité et de conditionnement physique

Congés payés, jours fériés et congés pour bénévolat

Avantages et incitations supplémentaires

Qualifications

• Au moins 10 ans d'expérience en souscription, de préférence dans des spécialités comme la construction ou le jumbo non-conformant.
• Expérience avec FHA, VA, et Portfolio Lending.
• Capacité à maintenir la confidentialité.

Responsibilities

• Prendre des décisions finales sur les demandes de prêts.
• Vérifier les documents et s'assurer de la conformité.
• Éduquer et aider les responsables des prêts sur les règles de souscription.

Skills

Communication

Organisation

Multi-tasking

Education

Bachelor’s degree or higher in a related field

Tools

Microsoft Office Suite

Job description

Join to apply for the Mortgage Underwriter III role at Sunflower Bank, N.A.

Sunflower Bank, N.A. is seeking a highly motivated, energetic individual for the full-time position of Mortgage Underwriter III. The role involves rendering final decisions (approval, disapproval, or approval with conditions) on mortgage loan applications in a timely, accurate, and compliant manner. Responsibilities include reviewing loan applications based on capacity, credit history, capital, and collateral, ensuring compliance with company policies, investor guidelines, and relevant laws.

This position offers the possibility of working fully remote.

Key Responsibilities:

• Render final underwriting decisions based on various factors.
• Apply underwriting rules from multiple sources and formulate approval conditions.
• Verify documents, review appraisals, and ensure completeness and compliance.
• Educate and assist loan officers and processors on underwriting rules.
• Perform computer-based functions and conduct online research.
• Meet deadlines and comply with all relevant policies and regulations.

Preferred Education and Experience:

• Bachelor’s degree or higher in a related field (preferred).
• At least 10+ years of underwriting experience, including specific specialties like Construction or Jumbo Non-Conforming.
• Experience with FHA, VA, Portfolio Lending, Construction, and Jumbo Non-Conforming underwriting.
• Proficiency in Microsoft Office Suite.
• Excellent communication, organizational, and multi-tasking skills.
• Ability to maintain confidentiality.

Pay is dependent on experience and skills.

Benefits:

• 401(k) with 6% match
• Health, Dental, Vision Insurance
• Life Insurance
• Tuition and Fitness Reimbursement
• Paid Time Off, Holidays, Volunteer Leave
• Additional perks and incentives

Apply online at www.sunflowerbank.com/careers.

Additional Details:

• Employment type: Contract
• Industry: Banking
• Location: Potentially remote

This job is still accepting applications.