Mortgage Underwriter - Remote With Restrictions

Davita Inc.; San Antonio (TX); Remote; USD 60,000 - 80,000; Full time

Job summary

A leading company in financial services seeks experienced Mortgage Underwriters to assess and process loan applications critically. The role focuses on ensuring compliance with FHA, VA, and conventional lending guidelines. Candidates are expected to have at least three years of mortgage underwriting experience, with a strong understanding of relevant regulations and automated systems. This is a fully remote position with competitive pay and various benefits.

Benefits

Medical, dental & vision benefits

401(k) Retirement Plan

Life Insurance options

Short and long-term disability coverage

Employee Assistance Program

Paid Time Off and vacation

Qualifications

• 3+ years of mortgage underwriting experience required.
• Knowledge of state and federal mortgage loan guidelines helpful.
• Proficiency with automated underwriting systems.

Responsibilities

• Review and assess mortgage files for compliance.
• Collaborate on loan approvals with various teams.
• Ensure loans meet investor guidelines and quality standards.

Skills

Mortgage underwriting knowledge

Automated underwriting systems proficiency

Compliance knowledge

Job description

*Description*

* Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.
* Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
* Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
* Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope.
* Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
*Additional Skills & Qualifications*

* 3+ years of mortgage underwriting experience required
* Solid knowledge of mortgage underwriting and of basic automated underwriting systems
* Proficiency with basic automated underwriting systems
* Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
* Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
* (Any loss mitigation or servicing underwriters will be disqualified)
* Strong understanding of FHA, VA, and conventional loan underwriting.
REMOTE, MUST Reside in certain states**
Training is in EST for up to 90 days 11- 6 EST
#prioritywest25
*Pay and Benefits*
The pay range for this position is $31.00 - $31.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*
This is a fully remote position.
*Application Deadline*
This position is anticipated to close on Jun 19, 2025.
About TEKsystems and TEKsystems Global Services

We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.


The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.