Mortgage Servicing Counsel (Associate) — Docs & Compliance

First American; United States; Remote; USD 112,000 - 150,000; Full time

Benefits offered by this job

Health benefits

401(k)

Paid time off

Job summary

First American, a long-standing mortgage services leader, seeks an Associate Operations Counsel to provide in-house legal and regulatory support focused on mortgage servicing and origination. You will draft contracts and forms, advise operational teams, and respond to regulatory changes end-to-end.

You will interpret federal and state mortgage laws (RESPA, TILA), review servicing documents, collaborate with operations, product, technology and compliance, and help resolve servicing questions

Qualifications

• Law Degree required.
• Admitted to practice law in the US.
• Typically has 1-3 years of professional experience in area of specialization.
• Licensed to practice law, in good standing.
• Direct experience with residential mortgage servicing regulations, compliance, and documentation.
• Working knowledge of Regulation X (RESPA), Regulation Z (TILA), and applicable federal and state mortgage servicing requirements.
• Experience researching, reviewing, or developing mortgage servicing documents, forms, and borrower communications.
• Familiarity with government agency and investor requirements affecting mortgage servicing.
• Ability to interpret complex regulatory requirements and translate them into practical documentation, system, or operational solutions.
• Comfortable performing detailed, hands-on legal research and documentation review while working independently and collaboratively with business teams.
• Developed legal research, written and verbal communication skills.
• Good organizational skills with the ability to multitask, prioritize, and work under pressure.
• Demonstrated ability to manage workload and balance competing priorities.
• Ability to build and maintain rapport with superiors, peers, subordinates, and external company contacts.
• Proficiency with Microsoft Office products.

Responsibilities

• Facilitate the business objectives of the Division(s) supported and Company by providing timely and effective legal support while minimizing potential legal exposure and risk.
• Provide practical, timely, and high-quality legal counsel and guidance to the Company divisions and departments supported, with a primary focus on mortgage servicing documentation and regulatory compliance.
• Research and interpret federal and state mortgage servicing laws, regulations, and investor requirements to ensure servicing documents, forms, and related processes remain compliant.
• Review, develop, and maintain mortgage servicing documents and forms, ensuring accuracy and compliance with applicable regulatory and investor requirements.
• Monitor legislative and regulatory changes and evaluate their potential impact on mortgage servicing documents, systems, and business processes.
• Partner with internal operations, product, technology, and compliance teams to address servicing documentation questions, support product enhancements, and implement regulatory changes.
• Work with clients' legal and compliance contacts to research and resolve mortgage servicing-related questions and concerns.

Skills

Law degree

US bar admission

Mortgage servicing regulations

Reg X / RESPA

Reg Z / TILA

Microsoft Office

Education

Juris Doctor (JD)

Tools

Microsoft Office

Job description

First American, a long-standing mortgage services leader, seeks an Associate Operations Counsel to provide in-house legal and regulatory support focused on mortgage servicing and origination. You will draft contracts and forms, advise operational teams, and respond to regulatory changes end-to-end.

You will interpret federal and state mortgage laws (RESPA, TILA), review servicing documents, collaborate with operations, product, technology and compliance, and help resolve servicing questions