Mortgage Post-Closing Specialist & On-Site Branch Support

Heritage-Bank-Na; Willmar (MN); On-site; USD 59,548,000 - 89,257,000; Full time

Benefits offered by this job

Paid time off

Paid holidays

Volunteer days

Medical, dental, vision insurance

401(k) and ESOP

Job summary

Heritage Bank NA is seeking a Post-Closing Banking Specialist to join our team in Minnesota. The role combines mortgage post-closing expertise with retail banking support, primarily in-branch, across Spicer, Pennock, Raymond, and Willmar.

You will handle post-closing duties, support branch customers, and travel among MN branches as needed to provide on-site coverage and collaboration with other teams.

Qualifications

• Associate degree in Business, Finance, Accounting, Banking, or a related field preferred.
• Equivalent mortgage or banking experience may be considered.
• Minimum of two years of mortgage post-closing, mortgage operations, mortgage servicing, loan administration, or related banking experience required.
• Retail banking, teller, or customer service experience preferred.
• Experience with mortgage closing packages, investor delivery requirements, collateral documentation, and post-closing functions required.
• Secondary market or investor delivery experience preferred.

Responsibilities

• Review closed mortgage loan files for completeness, accuracy, and regulatory compliance.
• Complete post-closing audits and resolve conditions, deficiencies, and documentation exceptions.
• Prepare and deliver loan packages to investors, agencies, warehouses, and custodians within timelines.
• Monitor and clear trailing documents and collateral documentation.
• Coordinate corrections and curative actions with closing, processing, underwriting, title companies, investors and internal partners.
• Ensure accurate delivery of loan data and certifications to investors and custodians.

Skills

Mortgage post-closing experience

Customer service

Regulatory compliance

Education

Associate degree in Business/Finance/Accounting/Banking

Equiv mortgage/banking experience

Tools

Microsoft Office

Encompass

Banking software

Job description

Heritage Bank NA is seeking a Post-Closing Banking Specialist to join our team in Minnesota. The role combines mortgage post-closing expertise with retail banking support, primarily in-branch, across Spicer, Pennock, Raymond, and Willmar.

You will handle post-closing duties, support branch customers, and travel among MN branches as needed to provide on-site coverage and collaboration with other teams.