Mortgage Originator: Grow Referrals & Loans

Citizens National Bank; Poplar Springs (MS); On-site; USD 65,000 - 110,000; Full time

Job summary

Citizens National Bank is seeking a Mortgage Originator to identify, develop, and maintain a quality network of referral sources for mortgage lending opportunities. You will build relationships with real estate professionals, builders, and other referrals.

Responsibilities include prospecting, processing applications, evaluating loan requests, maintaining client contact, and meeting a monthly production target. Travel may be required; strong communication and Excel skills are essential.

Qualifications

• High School Graduate or GED and either Associate’s Degree or 4 years of related experience.
• Must be proficient in Microsoft Word and Excel and other necessary software for efficiency.
• Excellent verbal and written communication skills and ability to build relationships.

Responsibilities

• Prospect for new mortgage lending opportunities through referrals and networking.
• Responds to referrals and maximizes productivity through self-marketing and goal alignment.
• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, providing progress updates and requesting documentation.
• Expands knowledge of new loan programs and products and participates in development opportunities.
• Manages an assigned portfolio of loans and relationships and ensures regulatory compliance.
• Travel is expected for this position.

Skills

Excellent communication

Relationship building

Time management

Self-motivation

Education

HS Diploma or GED + Associate degree/4 yrs exp

Bachelor’s Degree or 5+ yrs exp

Tools

Microsoft Word

Microsoft Excel

Job description

Citizens National Bank is seeking a Mortgage Originator to identify, develop, and maintain a quality network of referral sources for mortgage lending opportunities. You will build relationships with real estate professionals, builders, and other referrals.

Responsibilities include prospecting, processing applications, evaluating loan requests, maintaining client contact, and meeting a monthly production target. Travel may be required; strong communication and Excel skills are essential.