Mortgage Origination Specialist

Regions Bank; Memphis (TN); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Nashville, Tennessee, is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. The role requires at least one year of mortgage lending experience and a proven ability to develop external business via referral partners, including realtors and financial planners.

The position involves completing applications, evaluating loans, maintaining client contact, and ensuring compliance with lending regulations; cross-selling bank

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact.
• Cross-sells other bank products and services.

Skills

Sales acumen

Customer relationship building

MS Office proficiency

Communication skills

Knowledge of mortgage products

Regulatory knowledge

Education

High School Diploma or GED

Bachelor's degree

Job description

Regions Bank in Nashville, Tennessee, is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network. The role requires at least one year of mortgage lending experience and a proven ability to develop external business via referral partners, including realtors and financial planners.

The position involves completing applications, evaluating loans, maintaining client contact, and ensuring compliance with lending regulations; cross-selling bank