Mortgage Loan Officer: Drive Growth & Commissions

Regions Bank; Bartlett (TN); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

401K with Company Match

Medical, Dental and Vision Benefits

Paid Vacation/Sick Time

Job summary

Regions Bank in Nashville, TN, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a regional branch network. The role offers a commission-based pay structure with earnings varying by performance and location.

Responsibilities include completing applications, evaluating credit, maintaining customer contact, and cross-selling bank products. Requirements include a high school diploma and mortgage lending experience. NMLS registration is required.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and credit history.
• Maintains contact with loan customers, updating on progress and required documents.
• Structures loans to comply with lending practices and regulations.
• Establishes marketing plans and frequency of contact with potential and existing customers.
• Answers inquiries from customers, including walk-ins, regarding loan products and qualifications.
• Makes sales calls to develop new business or retain customers.
• Cross-sells other bank products and services.
• Reviews surveys and appraisals and addresses encroachments/violations.

Skills

Sales acumen

Communication skills

Organization

Microsoft Office

Mortgage product knowledge

Relationship building

Education

High School Diploma or GED

Bachelor's degree

Tools

NMLS system

Job description

Regions Bank in Nashville, TN, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a regional branch network. The role offers a commission-based pay structure with earnings varying by performance and location.

Responsibilities include completing applications, evaluating credit, maintaining customer contact, and cross-selling bank products. Requirements include a high school diploma and mortgage lending experience. NMLS registration is required.