MORTGAGE LOAN PROCESSOR III

Neobankbeat; Miami (FL); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, Vision insurance

Life Insurance

Disability coverage

Paid vacation

Paid sick leave

Paid personal time

401(k) match

STI bonus

Job summary

Inter in Miami seeks a Mortgage Operations specialist to manage loans from application to closing, ensuring fast, complete, and compliant files with a great client experience.

The role requires fluent English, U.S. work authorization, 3+ years in mortgage processing, advanced Excel, strong organization, and on-site availability in Miami. Familiarity with Encompass and CRM is preferred.

Qualifications

• Fluent English (written and spoken).
• Authorized to work in the U.S.
• Experience in mortgage processing (3+ year).
• Advanced Excel.
• Strong organization and attention to detail.
• Available to work on-site in Miami.

Responsibilities

• Collect and review completeness of borrower documents (income, assets, ID, property).
• Build and organize loan files for underwriting.
• Order and follow up on appraisal, title, insurance and other third parties.
• Keep borrowers, loan officers and internal teams updated on loan status.
• Make sure every file is complete, compliant and audit-ready.
• Help improve and automate processes, using AI tools in daily work.

Skills

Fluent English

Authorized to work in the U.S.

Mortgage processing experience

Advanced Excel

Strong organization

Attention to detail

On-site in Miami

Tools

Encompass

CRM

Job description

Conheça o Inter Pioneiros, mudamos o mercado ao lançar o primeiro banco digital do Brasil e seguimos criando tendências com tecnologia de ponta. Evoluímos para um Super App Financeiro Global, com soluções completas e inovação de primeira. Aqui, o trabalho tem propósito: construir oportunidades reais, transformar a vida das pessoas e o mercado financeiro. Esse é o nosso Jeito Inter de Fazer. Se você quer fazer parte dessa mudança e deixar um legado, seu lugar é aqui.

Vem ser Sangue Laranja.

Get to Know Inter

As pioneers, we transformed the market by launching Brazil’s first digital bank and continue to shape the future with cutting‑edge technology. We have evolved into a Global Financial Super App, delivering complete solutions and leading innovation. Here, work has purpose: creating real opportunities, transforming people’s lives, and reshaping the financial market. This is the Inter way of making things happen. If you want to be part of this transformation and leave your mark, your place is here.

Become Sangue Laranja.

You will join our Mortgage Operations team in Miami and manage mortgage loans from application to closing. Your mission is to make each loan move fast, with complete and compliant files, and a great experience for our clients — many of them Brazilians and foreign nationals buying property in the U.S.

Responsibilities

• Collect and review completeness of borrower documents (income, assets, ID, property).
• Build and organize loan files for underwriting.
• Order and follow up on appraisal, title, insurance and other third parties.
• Keep borrowers, loan officers and internal teams updated on loan status.
• Make sure every file is complete, compliant and audit-ready.
• Help improve and automate processes, using AI tools in daily work.

Requirements

• Fluent English (written and spoken).
• Authorized to work in the U.S.
• Experience in mortgage processing (3+ year).
• Advanced Excel.
• Strong organization and attention to detail.
• Available to work on-site in Miami.

Preferred Qualifications

• Portuguese and/or Spanish.
• Experience with foreign national, non-QM or DSCR loans.
• Experience with a Loan Origination System (e.g., Encompass) and CRM.
• Active use of AI tools.
• Mortgage processing courses or certifications.

Benefits

• Medical, Dental, and Vision Insurance (100% employer-paid coverage available).
• Company-paid Life Insurance.
• Company-paid Short-Term and Long-Term Disability coverage.
• 22 days of paid vacation annually.
• 56 hours of paid sick leave annually.
• 8 hours of paid personal time annually.
• 401(k) retirement plan with up to 5% employer match.
• Annual Short-Term Incentive (STI) bonus based on individual and company performance.

Recruitment Process

• Resume review.
• Initial screening call to discuss qualifications, experience, and role expectations.
• Interview with the Talent Acquisition team.
• Interviews with hiring leadership and key stakeholders.
• Employment offer.