MORTGAGE CLOSER I

Neobankbeat; Miami (FL); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

Company-paid Life Insurance

Company-paid Short-Term and Long-Term 

Disability coverage

22 days of paid vacation annually

56 hours of paid sick leave annually

8 hours of paid personal time annually

401(k) retirement plan with up to 5% 

Annual Short-Term Incentive (STI)bonus

Job summary

Inter, a leading digital bank turned global financial super app, is seeking a Mortgage Closer I in Miami. You will lead closings end-to-end, ensure disclosures, settlements, title, and funding are accurate, compliant, and timely, serving as the go-to reference on closing regulation for the team.

This role requires 5+ years in mortgage closing, strict knowledge of TRID/RESPA, remote? on-site in Miami, and ability to train others while maintaining a collaborative, high-performance environment.

Qualifications

• 5+ years of experience as a mortgage closer.
• Strong knowledge of mortgage regulation and compliance (TRID, RESPA).
• Experience guiding or training team members.
• Fluent English (written and spoken).
• Authorized to work in the U.S. and able to work on-site in Miami.

Responsibilities

• Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
• Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
• Guide and train closers, post-closers and other team members, sharing knowledge and best practices.
• Support processing and underwriting to solve issues before they reach closing.
• Review and improve our closing processes and controls to make them more efficient.
• Prepare and validate wires and funding, following internal controls.
• Help keep a healthy, respectful and collaborative team environment.

Skills

Mortgage closing knowledge

Regulatory compliance (TRID/RESPA)

Team training / mentoring

English proficiency (fluent)

On-site work readiness

Job description

Conheça o Inter

Pioneiros, mudamos o mercado ao lançar o primeiro banco digital do Brasil e seguimos criando tendências com tecnologia de ponta. Evoluímos para um Super App Financeiro Global, com soluções completas e inovação de primeira. Aqui, o trabalho tem propósito: construir oportunidades reais, transformar a vida das pessoas e o mercado financeiro. Esse é o nosso Jeito Inter de Fazer. Se você quer fazer parte dessa mudança e deixar um legado, seu lugar é aqui.

Vem ser Sangue Laranja.

Get to Know Inter

As pioneers, we transformed the market by launching Brazil’s first digital bank and continue to shape the future with cutting-edge technology.

We have evolved into a Global Financial Super App, delivering complete solutions and leading innovation. Here, work has purpose: creating real opportunities, transforming people’s lives, and reshaping the financial market.

This is the Inter way of making things happen. If you want to be part of this transformation and leave your mark, your place is here.

Become Sangue Laranja

As a Mortgage Closer I, your mission is to make sure every closing is done the right way: efficient, on time and fully compliant. You will be the go-to reference on closing, regulation and compliance for closers, processing and other stakeholders. Beyond the technical side, you will help build a positive, healthy and collaborative work environment, where people learn from each other and grow together.

Responsibilities

• Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
• Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
• Guide and train closers, post-closers and other team members, sharing knowledge and best practices.
• Support processing and underwriting to solve issues before they reach closing.
• Review and improve our closing processes and controls to make them more efficient.
• Prepare and validate wires and funding, following internal controls.
• Help keep a healthy, respectful and collaborative team environment.

Requirements

• 5+ years of experience as a mortgage closer.
• Strong knowledge of mortgage regulation and compliance (TRID, RESPA, closing documents).
• Experience guiding or training other team members.
• Fluent English (written and spoken).
• Authorized to work in the U.S.
• Available to work on-site in Miami.
• Team player with a collaborative and respectful attitude.

Preferred Qualifications

• Experience with foreign national loans.
• Experience with non-QM, DSCR or commercial loans.
• Experience with remote closings and RONs.
• Experience in Initial loan disclosures and processing.
• Portuguese and/or Spanish.
• Florida Notary Public.
• Active use of AI tools.

Benefits

• Medical, Dental, and Vision Insurance (100% employer-paid coverage available).
• Company-paid Life Insurance.
• Company-paid Short-Term and Long-Term Disability coverage.
• 22 days of paid vacation annually.
• 56 hours of paid sick leave annually.
• 8 hours of paid personal time annually.
• 401(k) retirement plan with up to 5% employer match.
• Annual Short-Term Incentive (STI) bonus based on individual and company performance.