MORTGAGE CLOSER I

Inter; Miami (FL); On-site; USD 70,000 - 98,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Disability insurance

Paid vacation

Sick leave

Personal time

401(k) match

Bonus program

Job summary

Inter is seeking a Mortgage Closer I to ensure every closing is efficient, on time, and fully compliant. You will be the go-to reference on closing regulation for closers, processing, and other stakeholders, helping create a positive, healthy, and collaborative work environment where team members learn and grow together.

The role emphasizes TRID/RESPA knowledge, training teammates, and a strong English proficiency, with on-site work in Miami and US work authorization.

Qualifications

• 5+ years of experience as a mortgage closer.
• Strong knowledge of TRID, RESPA and state closing rules.
• Experience training or guiding other team members.
• Fluent English (written and spoken).
• Authorized to work in the United States.
• Available to work on-site in Miami.
• Team player with a collaborative and respectful attitude.

Responsibilities

• Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
• Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
• Guide and train closers, post-closers and other team members, sharing knowledge and best practices.
• Support processing and underwriting to solve issues before they reach closing.
• Review and improve our closing processes and controls to make them more efficient.
• Prepare and validate wires and funding, following internal controls.
• Help keep a healthy, respectful and collaborative team environment.

Skills

Mortgage closings

Regulatory knowledge

Training others

Fluent English

US work authorization

On-site Miami

Job description

Get to Know Inter
As pioneers, we transformed the market by launching Brazil’s first digital bank and continue to shape the future with cutting-edge technology.
We have evolved into a Global Financial Super App, delivering complete solutions and leading innovation. Here, work has purpose: creating real opportunities, transforming people’s lives, and reshaping the financial market.
This is the Inter way of making things happen. If you want to be part of this transformation and leave your mark, your place is here.

As a Mortgage Closer I, your mission is to make sure every closing is done the right way: efficient, on time and fully compliant. You will be the go-to reference on closing, regulation and compliance for closers, processing and other stakeholders. Beyond the technical side, you will help build a positive, healthy and collaborative work environment, where people learn from each other and grow together.

Conheça o Inter

Pioneiros, mudamos o mercado ao lançar o primeiro banco digital do Brasil e seguimos criando tendências com tecnologia de ponta. Evoluímos para um Super App Financeiro Global, com soluções completas e inovação de primeira. Aqui, o trabalho tem propósito: construir oportunidades reais, transformar a vida das pessoas e o mercado financeiro. Esse é o nosso Jeito Inter de Fazer. Se você quer fazer parte dessa mudança e deixar um legado, seu lugar é aqui.
Vem ser Sangue Laranja.

Get to Know Inter

As pioneers, we transformed the market by launching Brazil’s first digital bank and continue to shape the future with cutting-edge technology.
We have evolved into a Global Financial Super App, delivering complete solutions and leading innovation. Here, work has purpose: creating real opportunities, transforming people’s lives, and reshaping the financial market.
This is the Inter way of making things happen. If you want to be part of this transformation and leave your mark, your place is here.

Become Sangue Laranja.

As a Mortgage Closer I, your mission is to make sure every closing is done the right way: efficient, on time and fully compliant. You will be the go-to reference on closing, regulation and compliance for closers, processing and other stakeholders. Beyond the technical side, you will help build a positive, healthy and collaborative work environment, where people learn from each other and grow together.

Responsibilities

• Lead and review closings end to end: Closing Disclosures, settlement statements, title, insurance and final conditions.
• Be the team's technical reference on closing regulation and compliance (TRID, RESPA and state rules).
• Guide and train closers, post-closers and other team members, sharing knowledge and best practices.
• Support processing and underwriting to solve issues before they reach closing.
• Review and improve our closing processes and controls to make them more efficient.
• Prepare and validate wires and funding, following internal controls.
• Help keep a healthy, respectful and collaborative team environment.

Requirements

• 5+ years of experience as a mortgage closer.
• Strong knowledge of mortgage regulation and compliance (TRID, RESPA, closing documents).
• Experience guiding or training other team members.
• Fluent English (written and spoken).
• Authorized to work in the U.S.
• Available to work on-site in Miami.
• Team player with a collaborative and respectful attitude.

Preferred Qualifications

• Experience with foreign national loans.
• Experience with non-QM, DSCR or commercial loans.
• Experience with remote closings and RONs.
• Experience in Initial loan disclosures and processing.
• Portuguese and/or Spanish.
• Florida Notary Public.
• Active use of AI tools.

Benefits

• Medical, Dental, and Vision Insurance (100% employer-paid coverage available).
• Company-paid Life Insurance.
• Company-paid Short-Term and Long-Term Disability coverage.
• 22 days of paid vacation annually.
• 56 hours of paid sick leave annually.
• 8 hours of paid personal time annually.
• 401(k) retirement plan with up to 5% employer match.
• Annual Short-Term Incentive (STI) bonus based on individual and company performance.

Recruitment Process

• Resume review.
• Initial screening call to discuss qualifications, experience, and role expectations.
• Interview with the Talent Acquisition team.
• Interviews with hiring leadership and key stakeholders.
• Employment offer.