Mortgage Loan Processor II - Expert in Conventional, FHA, VA

Altura Credit Union; Riverside (CA); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

401k Dollar-for-Dollar Match up to 6%

Tuition Reimbursement

Free Checking & Savings Accounts

Wellness Incentive

Discounted Employee Loan Rates

Job summary

Altura Credit Union is seeking a mortgage loan processor hybrid role in California. You will assist in fulfilling member home loan requests, order and review necessary documentation, and prepare files for underwriting.

You will liaise with members, real estate agents, and third-party vendors to ensure accurate submission for decision-making. The role requires handling conventional, FHA, VA, jumbo and second mortgage loans, meeting tight deadlines, and ensuring compliance with Federal and State

Qualifications

• High school diploma or its equivalent is required.
• Minimum of four (4) years current Processing and loan set up experience in any combination of Conventional, FHA, VA, Jumbo and Second Mortgage loan products.
• Understands and complies with all Real Estate Lending Federal and State Regulations.
• Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transaction.
• Reports to work on time, takes required breaks, and works for the full amount of time scheduled before leaving.

Responsibilities

• Processes Conventional, FHA, VA, Jumbo, Second Mortgage Loans by reviewing loan packages and determining what further documentation will be required.
• Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transactions.
• Package, gather conditions and submit loan files to underwriters and/or external investors.
• Responds to member inquiries; answer questions, resolve problems and provide solutions.
• Must have the ability to perform under strict deadlines and other time constraints.
• Understands and complies with all real estate Lending Federal and State Regulations.

Education

High school diploma or its equivalent

Minimum of four years current Processing and loan set up experience in Conventional, FHA, VA, Jumbo and Second Mortgage loan products

Understands and complies with all Real Estate Lending Federal and State Regulations

Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transaction

Reports to work on time and works full scheduled hours

Job description

Altura Credit Union is seeking a mortgage loan processor hybrid role in California. You will assist in fulfilling member home loan requests, order and review necessary documentation, and prepare files for underwriting.

You will liaise with members, real estate agents, and third-party vendors to ensure accurate submission for decision-making. The role requires handling conventional, FHA, VA, jumbo and second mortgage loans, meeting tight deadlines, and ensuring compliance with Federal and State