Mortgage Loan Processor II — Hybrid Role with Growth Path

Altura-Credit-Union; Riverside (CA); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Vacation days

Sick days

Holidays and special leave

Birthday/anniversary day off

401k match

Job summary

Altura-Credit-Union seeks a mortgage loan processor to assist in fulfilling member home loan requests. You will order, receipt, and complete required documentation, review loan applications, credit documents, appraisals, and coordinate with members, real estate agents, and vendors to finalize loan packages for underwriting.

The role requires collaboration with Underwriting and external investors, ensuring accurate information and timely submission of loan files for decision making.

Qualifications

• High school diploma or equivalent is required.
• Minimum of four (4) years current Processing and loan set up experience in Conventional, FHA, VA, Jumbo and Second Mortgage loan products.
• Understands and complies with all Real Estate Lending Federal and State Regulations.
• Provide high quality service by communicating clearly with borrowers, internal counterparts, and various third parties during the loan transaction.
• Reports to work on time, takes required breaks, and adheres to scheduled hours.
• Processes Conventional, FHA, VA and Jumbo Mortgage Loans by reviewing loan packages and determining what further documentation will be required, adhering to Altura’s documentation requirements.

Responsibilities

• Processes Conventional, FHA, VA, Jumbo, and Second Mortgage Loans by reviewing loan packages and determining further documentation required.
• Provide high quality service by communicating clearly and effectively with borrowers, internal counterparts, and various third parties during the loan transactions
• Package, gather conditions and submit loan files to underwriters and/or external investors
• Responds to member inquiries; answer questions, resolve problems and provide solutions
• Must have the ability to perform under strict deadlines and other time constraints
• Understands and complies with all Real Estate Lending Federal and State Regulations

Skills

Communication

Customer service

Deadline-driven

Regulatory compliance

Education

High school diploma or equivalent

Job description

Altura-Credit-Union seeks a mortgage loan processor to assist in fulfilling member home loan requests. You will order, receipt, and complete required documentation, review loan applications, credit documents, appraisals, and coordinate with members, real estate agents, and vendors to finalize loan packages for underwriting.

The role requires collaboration with Underwriting and external investors, ensuring accurate information and timely submission of loan files for decision making.