Mortgage Loan Processor | Detail-Driven Underwriter Liaison

Covita Lending; Columbus (OH); Sur place; USD 60 000 - 90 000; Plein temps

Résumé du poste

Covita Lending is seeking an experienced mortgage loan processor to join the lending team. The candidate will manage underwriting workflows, collect documents, and ensure compliance while coordinating with borrowers, brokers, and underwriters.

A strong emphasis on accurate conditions and timely submissions is essential. The role requires 3+ years in processing or underwriting, proficiency with LOS systems (Encompass, Calyx Point), and solid communication skills.

Qualifications

• High school diploma or equivalent.
• Minimum 3 years of underwriting or processing experience.
• 40+ hours per week commitment.
• Proficient in DU/DO and LP.
• Major LOS experience (Encompass, Calyx Point, etc.).
• Strong understanding of investor guidelines.
• Microsoft Office proficiency (Word, Excel, PowerPoint, Outlook, OneNote).
• Excellent verbal and written communication skills.
• Strong time management under pressure.
• Detail-oriented with accountability.
• Team player across corporate branches.
• Regulatory training completed.

Responsabilités

• Pre-Underwrite: verify initial loan file with checklist.
• Request additional docs for cash, credit, and income.
• Return incomplete loans with detailed list.
• Initiate all third-party items or direct LP3A.
• Submit high-quality loans for preliminary underwriting.
• Post-Underwrite: analyze CLA for clear conditions.
• Confirm outstanding CLA items not yet received.
• Request conditions in layman’s terms.
• Review and submit conditions to underwriting.
• Proactively communicate with LP2 on submissions.
• Send CTC requests via email to loan team.
• Review ICD and CDs for LE accuracy.
• Post-Fund: monitor pending closed loans for funding.
• Clear post-funding conditions.
• Support LO, LP1, LP2 and borrowers post-funding.
• Collaborate with Operations to improve LP2 checklist.
• Attend Weekly Team Meetings.
• Log all crucial LOS communications.
• Build relationships with closing, funding, post-closing, QC.
• Maintain high-quality borrower communication.
• Serve as liaison between borrowers, brokers, agents, underwriters.
• Prepare and submit detailed loan packages for underwriting.
• Secure documents (appraisals, inspections, title searches, etc.).
• Work with borrowers to gather financial information and verify creditworthiness.
• Ensure files meet lending and regulatory guidelines.

Connaissances

Verbal communication

Written communication

Time management

Detail orientation

Team player

Regulatory training

Formation

High school diploma or equivalent

Outils

Encompass

Calyx Point

DU/DO

LP

Microsoft Office

Description du poste

Covita Lending is seeking an experienced mortgage loan processor to join the lending team. The candidate will manage underwriting workflows, collect documents, and ensure compliance while coordinating with borrowers, brokers, and underwriters.

A strong emphasis on accurate conditions and timely submissions is essential. The role requires 3+ years in processing or underwriting, proficiency with LOS systems (Encompass, Calyx Point), and solid communication skills.