Mortgage Loan Processor

Village Capital & Investment; Draper (UT); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

401(k) matching

Dental insurance

Health insurance

Health savings account

Life insurance

Paid time off

Vision insurance

Job summary

Village Capital and Investment LLC in Draper, Utah, is seeking a Mortgage Loan Processor to manage loan files from application to closing.

The role requires strong problem-solving, clear communication, and the ability to work independently or in a team, with experience in Encompass and Windows. You will gather documents, verify information, coordinate with loan officers and underwriters, and ensure timely responses to loan partners.

Qualifications

• Proven experience as mortgage loan processor or similar position.
• Experience with FHA, VA, USDA and Conventional loans (at least one) and willingness to train in others.
• Understanding of loan guidelines and underwriting procedures.
• Knowledge of laws and best practices in mortgage processing.
• Proficient in Encompass LOS with ability to learn other systems.

Responsibilities

• Evaluate loan applications and financial documents and determine loan viability.
• Gather missing data from loan officers (assets, debts, etc.).
• Verify information by contacting references and sources.
• Correct discrepancies and investigate inconsistencies in files.
• Serve as liaison between loan officers and underwriters.
• Conduct final review of files before closing.
• Deliver timely, accurate responses to loan partners.

Skills

Problem-solving

Communication

Independence

Teamwork

Windows

Encompass

Education

High school diploma

Tools

Encompass LOS

Windows OS

Job description

Job Title: Mortgage Loan Processor

Location: Draper

Job Type: Full-Time

Company: Village Capital and Investment LLC

Introduction

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities

• Perform a general evaluation of an application (financial documents, mortgage type etc.)
• Gather all missing data from loan officer (assets, debts etc.)
• Verify information and references by contacting the right sources
• Correct mistakes and investigate inconsistencies
• Act as point of contact between loan officers and underwriters
• Conduct a final review of the file before closing
• Outstanding communication and customer service skills
• Ensure you make timely and accurate responses to our loan partners and be willing to get on the phone to get issues resolved quickly.

Basic Qualifications

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows and Encompass (Encompass preferred)
• Strong problem-solving skills and attention to detail

Specific Qualifications

• Proven experience as mortgage loan processor or similar position
• Experience with FHA, VA, USDA and Conventional is preferred but as long as you have experience in at least one of these loan programs we can help train in the other loan programs.
• Understanding of loan guidelines and underwriting procedures
• Knowledge of laws and best practices
• Proficient in Encompass LOS - We are willing to train if you have used a prior LOS software
• Outstanding communication and customer service skills
• Excellent attention to detail
• Well-organized and able to handle pressure
• Math skills
• High school diploma

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In Summary

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!