Mortgage Loan Closer

Village Capital & Investment LLC; Draper (UT); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

401(k) matching

Dental insurance

Health insurance

Paid time off

Job summary

A national mortgage lender in Draper, UT, is seeking an experienced Mortgage Loan Closer to ensure accurate and compliant closings. Responsibilities include reviewing loan files, preparing closing documents, and coordinating with various stakeholders. Candidates should have 2+ years of mortgage closing experience, attention to detail, and proficiency with Encompass. The role offers benefits such as health insurance and 401(k) matching, fostering a supportive work environment dedicated to excellence in closing.

Qualifications

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing documents.
• Experience with FHA, VA, USDA loan products.

Responsibilities

• Review loan files for completeness and compliance.
• Prepare accurate closing disclosures and loan documents.
• Coordinate with title companies and escrow agents.

Skills

Attention to detail

Communication skills

Time management

Problem-solving skills

Tools

Encompass

Microsoft Office

Google Workspace

Job description

Job Title: Mortgage Loan Closer

Location: Draper, UT

Job Type: Full Time

Company: Village Capital & Investment LLC

Introduction

Village Capital is a well‑established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high‑quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

Key Responsibilities

• Review fully approved loan files for completeness, accuracy, and compliance with company and investor requirements.
• Prepare and generate accurate closing disclosures, settlement statements, and loan documents.
• Verify fees, payoffs, and wire instructions to ensure accuracy prior to closing.
• Coordinate with title companies, escrow agents, loan officers, and internal departments to facilitate timely closings.
• Review and clear closing conditions in Encompass before release of funds.
• Manage closing timelines to meet funding deadlines and customer expectations.
• Ensure compliance with federal, state, agency, and investor regulations.
• Identify and resolve any closing discrepancies quickly and professionally.
• Maintain accurate documentation and communication throughout the closing process.

Basic Qualifications

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing disclosures, settlement statements, and title documentation.
• Familiarity with FHA, VA, USDA, and conventional loan products.
• Exceptional attention to detail and accuracy under tight deadlines.
• Excellent written and verbal communication skills.
• Ability to multitask in a high‑volume, time‑sensitive environment.
• Proficiency with Encompass or similar LOS platforms.

Specific Qualifications

• Proficient in Microsoft Office and Google Workspace.
• Strong organizational and time management abilities.
• Experience coordinating with multiple stakeholders under strict timelines.
• Demonstrated problem‑solving and critical thinking skills.
• Professional and customer‑focused communication style.
• Hands‑on experience with Encompass loan origination system (LOS) required.

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In Summary

If you're an experienced closer who thrives under pressure and takes pride in delivering accurate, compliant, and timely closings, we want to hear from you. At Village Capital and Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to join a team dedicated to excellence in every closing.