Loan Processor

Vivid Mortgages Inc; New York (NY); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Employee discounts

Health insurance

Paid time off

Job summary

Vivid Mortgages Inc. is seeking an experienced Mortgage Loan Processor who takes ownership, works with urgency, and moves loans from submission through closing.

The right candidate is proactive, organized, and able to handle a busy pipeline in a fast-paced mortgage brokerage environment. The role requires strong knowledge of Conventional, FHA, VA, and Non-QM loans, plus experience with wholesale lenders and lender portals.

Qualifications

• Prior mortgage processing experience required.
• Ability to read guidelines and troubleshoot conditions independently.
• Excellent follow-up, communication, and organizational skills.

Responsibilities

• Manage residential mortgage files from disclosures through clear to close.
• Review files for completeness, accuracy, and lender guideline compliance.
• Identify potential issues early and take immediate action to resolve them.
• Submit complete, well-organized loan packages to wholesale lenders.
• Review conditional approvals and clear conditions promptly.
• Maintain consistent follow-up with borrowers, loan officers, underwriters, attorneys, title companies, and third parties.
• Track appraisal, title, insurance, income, asset, credit, and closing requirements.
• Maintain accurate notes, milestones, and documentation in the LOS.
• Keep every file moving and escalate delays before they become problems.
• Manage multiple deadlines without sacrificing accuracy or service.

Skills

Mortgage processing

Guideline compliance

Communication

Tools

LOS

Job description

Benefits:

• Employee discounts
• Health insurance
• Paid time off

MORTGAGE LOAN PROCESSOR — EXPERIENCED, DRIVEN & HANDS-ON

Vivid Mortgages Inc. is seeking an experienced Mortgage Loan Processor who takes ownership, works with urgency, and knows how to move loans from submission through closing.

We need a proactive, take-charge professional—not someone who waits to be told what to do. The right candidate is organized, persistent, solution-oriented, and comfortable managing a busy pipeline in a fast-paced mortgage brokerage environment.

Key Responsibilities:

• Manage residential mortgage files from disclosures through clear to close
• Review files for completeness, accuracy, and lender guideline compliance
• Identify potential issues early and take immediate action to resolve them
• Submit complete, well-organized loan packages to wholesale lenders
• Review conditional approvals and clear conditions promptly
• Maintain consistent follow-up with borrowers, loan officers, underwriters, attorneys, title companies, and third parties
• Track appraisal, title, insurance, income, asset, credit, and closing requirements
• Maintain accurate notes, milestones, and documentation in the LOS
• Keep every file moving and keep escalates delays before they become problems
• Manage multiple deadlines without sacrificing accuracy or service

What We Are Looking For:

• Prior mortgage processing experience required
• Strong knowledge of Conventional, FHA, VA, and Non-QM loans
• Experience working with wholesale lenders and lender portals
• Ability to read guidelines and independently troubleshoot conditions
• Excellent follow-up, communication, and organizational skills
• Strong attention to detail and a sense of urgency
• Comfortable being held accountable for pipeline progress and deadlines
• A genuine “get it done” mindset
• ARIVE experience is a plus

This Position Is Best Suited for Someone Who:

• Takes full ownership of assigned files
• Does not need constant reminders or micromanagement
• Is persistent when documents or responses are outstanding
• Communicates problems early and brings possible solutions
• Understands that processing requires urgency, accuracy, and relentless follow-through
• Takes pride in getting difficult loans across the finish line

Position: Full-time

Location: On-site

Compensation: Competitive and based on mortgage-processing experience

Vivid Mortgages Inc. is an Equal Opportunity Employer.