Mortgage Loan Originator: Growth & Community Relationships

Artisans' Bank; Wilmington (DE); On-site; USD 70,000 - 110,000; Full time

Job summary

Artisans’ Bank is seeking a Mortgage Loan Originator in Wilmington, DE to grow residential mortgage business through referrals and community involvement. You will guide borrowers through the lending process, ensuring compliance and exceptional service.

The role emphasizes building relationships with real estate professionals and delivering tailored lending solutions while meeting production goals in a community banking environment.

Qualifications

• Minimum of three years of residential mortgage lending experience or an equivalent combination of education and experience.
• Demonstrated success originating residential mortgage loans, cultivating referral relationships, and generating new business.
• Ability to analyze financial information and assess creditworthiness while exercising sound judgment.
• Knowledge of mortgage products, lending guidelines, and regulatory requirements.

Responsibilities

• Develop new residential mortgage business through referrals, networking, and community involvement.
• Develop and maintain relationships with real estate professionals, builders, and other referral partners.
• Originate residential mortgage loans including conventional, FHA, VA, portfolio, and home equity products.
• Meet with prospective customers to assess financial needs and recommend mortgage solutions.
• Explain loan products, terms, and conditions to help customers make informed decisions.
• Gather and submit complete documentation to support loan applications.
• Maintain ownership of the customer relationship and address issues impacting the mortgage process.
• Partner with bank teams to deepen customer relationships and address broader financial needs.
• Maintain knowledge of mortgage products, lending guidelines, regulatory requirements, and market trends.

Skills

Mortgage products knowledge

Regulatory compliance

Credit analysis

Relationship building

Communication skills

Organizational skills

Origination software proficiency

Travel willingness

Education

High School Diploma or GED

Associate's or Bachelor's Degree preferred

Tools

Mortgage origination software

Microsoft Office

Job description

Artisans’ Bank is seeking a Mortgage Loan Originator in Wilmington, DE to grow residential mortgage business through referrals and community involvement. You will guide borrowers through the lending process, ensuring compliance and exceptional service.

The role emphasizes building relationships with real estate professionals and delivering tailored lending solutions while meeting production goals in a community banking environment.