Mortgage Loan Originator - Growth & Community Impact

State Bank; Findlay (OH); On-site; USD 52,000 - 78,000; Full time

Job summary

State Bank is seeking a Mortgage Sales professional to grow residential lending across our community. You will build relationships with customers, realtors, and civic groups to generate new business while ensuring compliance with mortgage regulations.

The role requires two years of related experience, a business degree, and strong communication, sales, and PC skills. A flexible schedule and driving to off-site meetings are expected.

Qualifications

• Proficient reading, writing, grammar, and mathematics skills.
• Thorough knowledge of current mortgage lending regulations (Reg. B, RESPA, HMDA, Reg. Z).
• Excellent interpersonal relations, communication and sales skills.
• Proficient PC skills.
• Working knowledge of bank policies and procedures affecting mortgage services.
• Thorough knowledge of mortgage loan products and services.
• Thorough knowledge of mortgage lending documents.
• Thorough knowledge of real estate law and underwriting guidelines.
• Visual and auditory skills.
• Valid driver’s license.
• Ability to work a flexible schedule.

Responsibilities

• Actively participates in the bank’s sales and business development program and develops new mortgage business.
• Solicits new business via in-person, off-site contacts; maintains relationships with present customers to cross-sell.
• Works with the sales/service team to increase opportunities and maintains detailed records of meetings.
• Develops relationships with customers, realtors, and community organizations to generate business.
• Locates and contacts prospective customers to present bank services and determine needs.
• Develops financial plans according to loan products for customers.
• Spends time on sales activities away from bank offices.
• Reports sales activities to the Residential Mortgage Manager on schedule.

Skills

Reading & writing

Grammar & math

Mortgage lending regulations

Interpersonal skills

PC skills

Bank policies & procedures

Mortgage products knowledge

Mortgage documents knowledge

Real estate laws

License to drive

Flexible schedule

Education

Business-related degree

Job description

State Bank is seeking a Mortgage Sales professional to grow residential lending across our community. You will build relationships with customers, realtors, and civic groups to generate new business while ensuring compliance with mortgage regulations.

The role requires two years of related experience, a business degree, and strong communication, sales, and PC skills. A flexible schedule and driving to off-site meetings are expected.