Mortgage Loan Originator: Build Relationships & Close Loans

German American Bank; Shelbyville (KY); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, dental, vision

Paid time off

Education assistance

Parental bonding leave

Wellness benefits

Stock purchase plan

401(k) match

Discounts on products & services

Free checking & banking services

Job summary

German American Bank is seeking a Mortgage Loan Originator to analyze customers’ financial profiles and match them with suitable mortgage products. You will cultivate relationships with referral partners and actively grow loan volume while delivering best-in-class service.

You’ll pre-qualify borrowers, coordinate processing, underwriting and closing steps, and strive to exceed production targets. This role emphasizes integrity, customer care, and cross-selling bank products.

Qualifications

• NMLS State License or Federal NMLS Registration (or willingness and ability to obtain)
• 1+ years’ experience in real estate, mortgage or sales equivalent
• Skills in: entrepreneurial and business development/sales; needs analysis – analyzing information regarding customer income/debts, etc.; verbal, written, and interpersonal skills
• Knowledge of: Conventional, VA, USDA FHA, FNMA and Portfolio underwriting guidelines; mortgage compliance regulations; business acumen and judgment- bank mortgage products, policies, and procedures

Responsibilities

• Originate and pre-qualify 1-4 single-family residential loans within guidelines and rates set by the Bank and investors
• Analyze borrower income, assets and liabilities to identify suitable mortgage programs
• Prepare and follow the loan through processing, underwriting and closing
• Cross-sell bank products and meet production targets with a customer-first approach

Skills

Entrepreneurial mindset

Business development

Sales

Needs analysis

Verbal communication

Written communication

Interpersonal skills

Job description

German American Bank is seeking a Mortgage Loan Originator to analyze customers’ financial profiles and match them with suitable mortgage products. You will cultivate relationships with referral partners and actively grow loan volume while delivering best-in-class service.

You’ll pre-qualify borrowers, coordinate processing, underwriting and closing steps, and strive to exceed production targets. This role emphasizes integrity, customer care, and cross-selling bank products.