Mortgage Loan Originator - Flexible Schedule & Growth

State Bank; Bowling Green (OH); On-site; USD 52,000 - 78,000; Full time

Job summary

State Bank in Ohio seeks a Mortgage Loan Officer to drive new business and manage client relationships. You will develop financing solutions, coordinate with Realtors, and expand the bank's residential mortgage portfolio.

The role requires experience in mortgage lending, knowledge of Reg B, RESPA, HMDA, and strong sales and communication skills. A valid driver's license and willingness to travel are required.

Qualifications

• Proficient reading, writing, grammar, and mathematics skills.
• Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc.
• Excellent interpersonal relations, communication and sales skills.
• Proficient PC skills.
• A working knowledge of bank operating policies and procedures which impact mortgage loan services.
• A thorough knowledge of the features and benefits of all bank mortgage loan products and services.
• A thorough knowledge of the mortgage lending documents.
• A thorough knowledge of real estate law and credit underwriting guidelines.
• Valid driver's license.
• Ability to work flexible schedule.

Responsibilities

• Actively participates in the bank's sales and business development program; develop new mortgage business and regularly engage in sales activities away from the Bank’s offices.
• Solicits new business from present and prospective customers and maintains ongoing contacts to enhance cross-selling.
• Works with the sales/service team to increase opportunities and reports weekly sales activities.

Skills

Mortgage lending regs

Interpersonal skills

Sales skills

PC skills

Bank policies

Real estate law

Underwriting guidelines

Driver's license

Flexible schedule

Education

Bachelor's degree in business-related field

Job description

State Bank in Ohio seeks a Mortgage Loan Officer to drive new business and manage client relationships. You will develop financing solutions, coordinate with Realtors, and expand the bank's residential mortgage portfolio.

The role requires experience in mortgage lending, knowledge of Reg B, RESPA, HMDA, and strong sales and communication skills. A valid driver's license and willingness to travel are required.