Mortgage Loan Originator

LMCU; Lakeland (FL); Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Comprehensive health coverage

Tuition reimbursement

Paid parental leave

Job summary

LMCU is looking for a passionate Mortgage Loan Originator in the Southwest Florida Market to help members achieve their homeownership goals. This role involves evaluating mortgage loan documents, marketing our lending programs, and ensuring compliance with relevant laws.

The ideal candidate has 3-5 years of sales experience, preferably in mortgage lending, and excellent communication skills. Full-time employees enjoy comprehensive health coverage, weekly pay, and retirement savings options.

Qualifications

• Three to five years of sales or related experience.
• Ability to maintain NMLS registration is required.
• Excellent written and verbal communication skills.

Responsibilities

• Review and evaluate mortgage loan documents.
• Market mortgage lending program to real estate community.
• Evaluate loan acceptability on secondary mortgage markets.
• Cross sell other Credit Union services.
• Adhere to federal and state laws related to mortgage lending.
• Stay informed of current trends in mortgage lending.

Skills

Sales experience

Mortgage industry knowledge

Communication skills

Job description

Primary Location: Southwest Florida Market
Employee Status: Full Time Commission
Remote: Hybrid
Percentage of Travel for the Position: 25%

Who we are

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position

LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.

What you’ll do

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.
• Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
• Evaluate acceptability of loan on secondary mortgage markets.
• Cross sell other Credit Union services.
• Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.

What You’ll Bring

• Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
• Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
• Excellent written and verbal communication skills.

What you’ll get

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide.

LMCU is an Equal Opportunity Employer