Mortgage Loan Officer — Commission-Based Growth Path

Regions Bank; Greenville (SC); On-site; USD 40,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Charleston, South Carolina seeks a Mortgage Loan Officer to originate residential loans through a branch network. You will complete applications, evaluate requests, qualify borrowers, and structure loans compliant with regulations while building referral partnerships and cross-selling bank products.

Eligible for commission-based pay with total compensation that historically ranges from $20,000 to $100,000+ per year, depending on location, performance, and production.

Qualifications

• High School Diploma or GED required.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners (realtors, builders, financial planners)

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact.
• Answers customer calls and walk-in customers to discuss various loan products and qualification information.
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations and activities to promote and market loan products.

Skills

Organizational skills

Mortgage products knowledge

Agency/Investor regs

Relationship building

Time management

MS Office

Sales acumen

Communication skills

Education

High school diploma or GED

Bachelor's degree preferred

Tools

NMLS knowledge

Job description

Regions Bank in Charleston, South Carolina seeks a Mortgage Loan Officer to originate residential loans through a branch network. You will complete applications, evaluate requests, qualify borrowers, and structure loans compliant with regulations while building referral partnerships and cross-selling bank products.

Eligible for commission-based pay with total compensation that historically ranges from $20,000 to $100,000+ per year, depending on location, performance, and production.