Mortgage Loan Officer

Dream Finders Homes; Roseville (CA); Sur place; USD 70 000 - 110 000; Plein temps

Avantages offerts par ce poste

Medical, dental, and vision insurance

401k with a company match

12 Days of PTO (prorated)

Company holidays

Résumé du poste

Dream Finders Homes is seeking a results-oriented Loan Originator in Roseville, CA to generate new business and referrals while maintaining excellent client relationships.

The ideal candidate has 3+ years of mortgage lending experience, NMLS CA licensure, and proficiency with Encompass, SimpleNexus, or Candid. You will manage pipelines, coordinate with partners, and provide outstanding service in a fast-paced environment.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• Licensure with the NMLS in CA.
• Experience with Encompass, SimpleNexus, or Candid.
• Willingness to participate in weekend on-call rotation 1-2x/month.
• Superb relationship, sales, communication, and MS Office skills.
• Intermediate understanding of loan program guidelines (Conventional, FHA, VA, and down-payment assistance).

Responsabilités

• Collaborate with internal and external partners to ensure loan transactions close smoothly.
• Monitor sales pipeline, meet sales expectations/SLAs, generate referrals and new business.
• Create relationships with clients and present mortgage options and cost analyses.
• Prepare mortgage coach presentations for clients (total cost analyses).
• Package files for loan openers/processing staff and review disclosures with clients.

Connaissances

Mortgage industry knowledge

Sales and client relationship manage

Communication skills

MS Office

Organizational skills

Formation

Bachelor's degree

Outils

Encompass

SimpleNexus

Candid

Optimal Blue

Description du poste

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in either CA
• Experience with Encompass, SimpleNexus, or Candid
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in CA and any other states
• Experience with Encompass, Simple Nexus, AND Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays