Mortgage Loan Officer

Jet HomeLoans, a Dream Finders Homes company; Roseville (CA); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) with company match

12 days of PTO

Company holidays

Job summary

Jet HomeLoans, a Dream Finders Homes company, is seeking a results-driven Loan Originator in California to grow business and maintain client relationships. You will collaborate with loan officers, processors, and partners, manage pipelines, and present total cost analyses to clients.

Ideal candidates have 3+ years in mortgage origination, CA NMLS licensure, and experience with Encompass, SimpleNexus, or Candid. Weekend on-call rotation is required.

Qualifications

• 3+ years of experience as a mortgage loan originator
• NMLS licensure in CA
• Experience with Encompass, SimpleNexus, or Candid
• Willingness to participate in a weekend on-call rotation 1-2x/month
• Strong relationship, sales, communication, and MS Office skills
• Understanding of Conventional, FHA, VA, and down-payment assistance loans

Responsibilities

• Collaborate with internal/external partners to ensure loan transactions close
• Monitor sales pipeline, meet SLAs, generate referrals and new business
• Build relationships with clients and explain mortgage products
• Prepare mortgage coach presentations and total cost analyses
• Package files for loan openers/processing and review disclosures
• Lock loans, structure files, and review closing disclosures with clients

Skills

Sales skills

Communication

Customer service

Education

Bachelor's degree

Tools

Encompass

SimpleNexus

Candid

MS Office

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills. If you are tenacious, driven, and love a fast-paced career that allows your communication and interpersonal skills to truly shine.

Responsibilities:

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications:

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in either CA
• Experience with Encompass, SimpleNexus, or Candid
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications:

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in CA and any other states
• Experience with Encompass, Simple Nexus, AND Optimal Blue
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits:
This position offers benefits including, but not limited to:

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays

Location(s)

Our benefits include: Health Insurance - Medical, Dental & Vision; Vacation & Holidays -- generous PTO & 11 holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Insurance.

Dream Finders Homes is an equal opportunity employer, and considers all applicants without regard to race, color, sex, religion, disability, age, national origin, or any other legally protected status.

EEO is the Law